0N045 Underwood Dr, Geneva, IL, 60134
About This Home
Take the keys and move right into this stunning, turn-key residence offering three finished levels of exquisite living space. Capital improvements provide ultimate peace of mind, highlighted by a freshly painted interior and exterior, a high-efficiency furnace & A/C (2023), new gutters with gutter guards, and dual water heaters (2019/2021). Natural light floods the home throughout. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive preparation island, a casual eating area, and sleek NEW LG appliances. The kitchen opens seamlessly to both a voluminous two-story family room anchored by a classic brick fireplace, and a massive rear deck. A private main-floor den serves as the perfect home office or playroom. Upstairs, 4 bedrooms await including the immense primary suite featuring an oversized walk-in closet and a freshly renovated, stylish en-suite bath (2025). The second floor also features a dedicated guest suite with its own private, newly updated bath(2025), plus two additional bedrooms connected by a refreshed Jack-and-Jill bathroom(2025). In total, 4 of the home's bathrooms have been beautifully modernized! The sprawling lower level exponentially expands your footprint, offering a massive recreation room equipped with a wet bar-ideal for family movie nights or a custom man cave. A 5th bedroom with a cedar closet, a full bathroom, and a substantial storage zone completes this versatile level. Step outside to your private outdoor oasis: a sprawling, fenced backyard framed by mature trees, a sizable deck perfect for summer BBQs, and a handy 3-car garage. Enjoy the unbeatable Mill Creek subdivision amenities including two 18-hole golf courses nearby, tennis, pickleball, endless miles of trails for walking/biking and the neighborhood elementary school. Minutes to the Randall Rd Corridor, Downtown Geneva, Metra, I-88, shopping, restaurants and much more. Come create lifelong family memories in this Outstanding Home located in this Amazing Community!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Cedar
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Cooktop,Gas Cooktop
- Laundry features: Main Level,Sink
Bar Entertainment
- Level: Basement
- Area: 140
- Dimensions: 10X14
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Level: Second
- Area: 144
- Dimensions: 12X12
Bedroom3
- Level: Second
- Area: 156
- Dimensions: 13X12
Bedroom4
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedroom5
- Level: Basement
- Area: 221
- Dimensions: 13X17
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 432
- Dimensions: 16X27
Dining Room
- Level: Main
- Area: 143
- Dimensions: 11X13
Family Room
- Level: Main
- Area: 340
- Dimensions: 17X20
Features
- Cathedral Ceiling(s),Wet Bar,Built-in Features,Walk-In Closet(s),Quartz Counters
- Window features: Screens
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log,Gas Starter,Family Room
- Fireplace: Yes
- Finished area below ground: 1,093
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,689
- Total interior livable area: 3,186 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Updated Kitchen)
- Level: Main
- Area: 345
- Dimensions: 15X23
Laundry
- Level: Main
- Area: 80
- Dimensions: 8X10
Living Room
- Level: Main
- Area: 182
- Dimensions: 13X14
Master Bedroom
- Features: Bathroom (Full,Double Sink,Tub & Separate Shwr)
- Level: Second
- Area: 440
- Dimensions: 20X22
Office
- Level: Main
- Area: 144
- Dimensions: 12X12
Recreation Room
- Level: Basement
- Area: 672
- Dimensions: 24X28
Storage
- Level: Basement
- Area: 540
- Dimensions: 20X27
Walk In Closet
- Level: Second
- Area: 84
- Dimensions: 7X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1112480003
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Radon Mitigation System
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 0.27 Acres
- Features: Mature Trees,Level
- Lot size dimensions: 90X130
Parking
- Total spaces: 3
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $1,589 | $19,068 |
| Electricity | $245 | $2,940 |
| Total | $6,576 | $78,912 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2021-11-29 | Sold | $555,000 |
| 2021-10-26 | Listed for sale | $555,000 |
| 2021-10-01 | Listing removed | -- |
| 2021-08-16 | Listed for sale | $559,900 |
| 2021-08-16 | Listing removed | -- |
| 2021-07-02 | Price change | $575,000 |
| 2021-06-08 | Listed for sale | $599,900 |
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