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86 Cross Street, Northport, ME, 04849

--beds
--baths
1,800sqft
$349,000
$194price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Finish your coastal dream home! Bring your vision to life in this stunning architect-designed 3-bedroom, 2.5-bath contemporary home featuring a soaring cathedral ceiling and an open, modern layout. Set on a quarter-acre lot just outside the historic seaside village of Bayside, this home offers the perfect blend of coastal charm and modern design. The foundation, exterior framing, roof, windows, and doors are complete, with approximately 90% of the interior framing finished. A drilled well and septic system are on site, and architectural plans convey with the sale. Enjoy the coastal lifestyle — take a two-minute walk to the shore via a public right of way, or stroll to Bayside's deep-water dock, parks, and golf club. The charming harbor town of Belfast is just three miles north, offering shops, dining, and cultural attractions. Inside, you'll find an ideal layout for one-floor living, with a loft and guest bedrooms upstairs for added privacy. The property conveys with valuable extras, including a shower basin and enclosure, a new large-capacity washer and dryer, and luxury flooring ready for installation. The current builder is available to complete the project according to the original design or customize it to your taste. Hard bids are in place for electrical, heating, insulation, and cabinetry, making it easy to plan your finishing touches. An exceptional opportunity to finish and personalize your dream home in a beloved seaside community. Call today for a private tour!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
Edna Drinkwater SchoolGrades K-80.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab,Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Zoning: R2

Lot

  • Lot size: 10,018 sqft
  • Features: Near Golf Course,Near Public Beach,Neighborhood,Level,Open Lot

Parking

  • Total spaces: 1
  • Parking features: Gravel,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Coastal Flooding
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance $162$1,944
Property Taxes $290$3,480
Electricity $261$3,139
Total$2,477$29,724

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 04849$516
Waldo County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 04849
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-19Price change$349,000
2025-10-30Listed for sale$395,000
2021-09-29Sold$53,000
2021-08-26Contingent$60,000
2021-06-15Price change$60,000
2021-06-15Listed for sale$315,000

For Sale by Agent

BrokerageCoastWise Realty

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