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190 Beach 109th St, Rockaway Park, NY, 11694

2beds
1baths
600sqft
$500,000
$833price/sqft
$3,306/moest. monthly cost
$132,240/yrincome needed

About This Home

Welcome to your coastal dream retreat in Rockaway Park, New York! This exquisitely renovated bungalow, nestled in a charming court, offers an enchanting living experience. Just minutes from the beach and boardwalk, with the Rockaway Hotel nearby, this rare property captures the essence of idyllic coastal living. The exterior blends classic coastal elements with modern aesthetics, while the interior seamlessly combines timeless elegance with contemporary comfort. With a gourmet kitchen, two peaceful bedrooms, and a prime location near amenities.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

9/10
Scholars AcademyGrades 6-120.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric,Ductless/Split
  • Cooling features: Central Air - Split

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 161790078
  • Zoning: R3A
  • Special condition: Arm's Length
  • Foundation area: 600

Lot

  • Lot size: 4,000 sqft
  • Lot size dimensions: 40x100

Parking

  • Parking features: Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$220$2,640
Property Taxes $312$3,744
Electricity $246$2,954
Total$3,306$39,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,348/yr
40% on housing$99,180/yr
45% on housing$88,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$833This listing

vs Other Active Listings

Avg $/sqft

ZIP 11694$488
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11694$750
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-03Listed for sale$500,000
2024-06-21Listing removed--
2024-01-05Listing removed--
2023-11-18Price change$2,700
2023-11-17Price change$575,000
2023-10-21Listed for rent$2,850
2023-06-24Listed for sale$629,000
2022-03-09Listing removed--
2022-02-08Contingent$360,000
2022-01-11Listed for sale$360,000
2021-09-19Listing removed--
2021-09-09Listing removed--
2021-06-08Listed for sale$385,000

For Sale by Agent

AgentMelissa M. Carrington
BrokerageRE/MAX Elite

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