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120 Teds Trl, Trenton, KY, 42286

4beds
3baths
2,200sqft
$324,900
$148price/sqft
$2,177/moest. monthly cost
$87,080/yrincome needed

About This Home

Discover small-town charm with this remarkable 4-bedroom, 2.5-bath home located in the heart of Trenton, KY! This spacious two-story, vinyl-sided home offers laminate flooring throughout, a cozy fireplace, and a gorgeous kitchen with granite countertops. Enjoy the convenience of a concrete driveway and attached 2-car garage. All bedrooms are thoughtfully located upstairs, providing privacy and comfort for the whole family. ? The epitome of small-town America awaits you—peaceful living with modern comforts!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Cooktop,Electric Water Heater
  • Laundry features: Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Attic: Storage Only

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: RB20

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size dimensions: 2/10ths

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$214$2,568
Property Taxes $148$1,776
Electricity $173$2,084
Total$2,177$26,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,640/yr
40% on housing$65,310/yr
45% on housing$58,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 42286$140
Todd County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 42286
Todd County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$329,900
2026-03-22Pending sale$329,900
2025-09-30Price change$329,900
2025-09-25Price change$339,900
2025-07-18Listed for sale$349,900
2025-05-19Sold$275,000
2022-04-15Sold$320,000
2022-03-29Contingent$320,000
2021-12-06Listed for sale$320,000
2021-12-01Listing removed--
2021-10-19Price change$320,000
2021-08-09Listed for sale$316,000

For Sale by Agent

AgentKelvin Deberry
BrokerageBOLINGER REAL ESTATE & AUCTION

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