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2419 Fsr 254, La Jara, CO, 81140

1beds
1baths
738sqft
$374,000
$507price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Fully off-grid D-Log cabin. Septic, 500 gallon cistern with rain collection permit, 48 volt solar system. Fully fenced 40 acres, borders National Forest in GMU 81 over the counter rifle seasons. Propane wall space heaters with wood burning stove. Propane refrigerator & range. 2 shipping container storage bins in good condition. Fully furnished. Cell phone service.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
La Jara Elementary SchoolGrades PK-518.1 mi
4/10
Centauri Middle SchoolGrades 6-817.6 mi
4/10
Centauri High SchoolGrades 9-1217.6 mi

Construction

Condition

  • Year built: 2014

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 738 sqft

Property

Details

  • Parcel number: 571515300006

Lot

  • Lot size: 40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Drought
Winter Weather
Avalanche
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$172$2,064
Property Taxes $137$1,644
Electricity $186$2,232
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.5%
15.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 81140$106
Conejos County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 81140
Conejos County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-24Price change$374,000
2026-02-27Listed for sale$399,000

For Sale by Owner

AgentProperty Owner

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