See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

91-289 Hanapouli Cir APT 5J, Ewa Beach, HI, 96706

2beds
2baths
811sqft
$470,000
$580price/sqft
$2,936/moest. monthly cost
$117,440/yrincome needed

About This Home

"2 Beds 2 Baths -House 91–289 Hanapouli Circle, Ewa Beach, HI 96706 *FOR SALE BY OWNER' OWNER FINANCING MUST SELL* NO BANKS* 2 bed/2 bath 811 square feet This home is surrounded by nature and in a beautiful quiet area here in Honolulu Hawaii!! We are selling at a discount so she will move fast. Probably the best part is that we are OWNER FINANCING this home for $480k. This is NOT a lease purchase or rent-to-own where you pay for years and own nothing, but REAL owner financing where the buyer gets the deed at closing. We are looking for a reasonable down payment and income history to do the loan for the new owner. No credit check, we just check verifiable income. This home at this price won't last long!"All comments, data is provided by seller or seller's representatives. Buyer to confirm all & hold all parties harmless from any discrepancy data in the mls and advertising. Limited Service–Data Entry Addendum signed by seller/s must be signed by buyer/s with Purchase Contract.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
7/10
Ewa Makai Middle SchoolGrades 6-80.7 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1993

Materials

  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet

Interior Area

  • Total structure area: 811
  • Total interior livable area: 811 sqft

Property

Details

  • Parcel number: 1910610490040
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$77$924
Property Taxes $109$1,308
Electricity $374$4,497
Total$2,936$35,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,662/yr
40% on housing$88,080/yr
45% on housing$78,293/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$605
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$448,000
2026-08-04Price change$455,000
2026-07-21Price change$470,000
2026-05-11Listed for sale$480,000
2026-04-04Listing removed--
2026-03-11Listed for sale$480,000
2026-03-10Listing removed$480,000
2025-11-15Price change$480,000
2025-09-22Price change$494,000
2024-09-12Listing removed$2,800
2024-09-11Price change$2,800
2024-09-05Listed for rent$2,900
2024-09-04Listing removed$2,900
2024-08-24Price change$2,900
2024-08-23Listed for rent$2,800
2021-07-02Pending sale$430,000
2021-06-21Contingent$430,000
2021-06-04Listed for sale$430,000
2017-02-17Sold$310,000
2004-07-23Sold$184,000

For Sale by Agent

AgentNathalie C Mullinix
BrokerageNathalie Mullinix R. U., Inc.

Similar Homes