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3836 Ali Ala Loop, Ruskin, FL, 33570

1beds
1baths
0sqft
$48,500
--price/sqft
$498/moest. monthly cost
$19,920/yrincome needed

About This Home

Don't miss this beautifully maintained 1-bedroom, 1-bath home located in the desirable Hawaiian Isles community, a 21+ resort-style community in Ruskin, Florida. This move-in-ready home offers an open-concept kitchen and living area, an attached Florida room, and comes partially furnished, making it the perfect seasonal getaway or year-round residence. Recent updates provide peace of mind and added value, including three energy-efficient mini-split systems installed in 2024, an updated electrical panel in 2025, updated plumbing in 2022, a rubber roof installed in 2022, wood laminate flooring installed in 2022, and a hot water heater replaced in 2022. The refrigerator and oven are approximately 4 years old, while the microwave, washer, and dryer are only 1 year old. The affordable lot rent of just $595 per month includes water, sewer, trash pickup, lawn care, and full access to the community's outstanding amenities. Residents enjoy: Olympic-size swimming pool, Hot tub, Fitness center, Pickleball courts, Shuffleboard courts, Horseshoe pits, Cornhole, Library, Clubhouse with scheduled activities and events, Dog park, Up to two pets allowed (under 50 lbs.) Conveniently located just minutes from shopping, restaurants, grocery stores, medical facilities, and entertainment. Only 10 minutes from the Manatee Viewing Center, 30 minutes from Tampa International Airport and St. Pete-Clearwater Airport, and approximately 30 minutes from Bradenton, Anna Maria Island, and the beautiful Gulf Coast beaches. Whether you're looking for a winter retreat, retirement home, or affordable Florida lifestyle, this home has it all. Schedule your showing today-this one won't last long! All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Integrity Mobile Home Sales cannot guarantee or warrant the accuracy of this information, measurements, or condition of any property. Measurements are approximate. Lot rent is subject to change.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Ruskin Elementary SchoolGrades PK-54.1 mi
2/10
Shields Middle SchoolGrades 6-88.4 mi
3/10
Lennard High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Property

Details

  • On leased land: Yes
  • Lease amount: 595

Features

  • Patio & porch: Patio,Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $245$2,940
Home Insurance *$23$276
Property Taxes $33$396
Electricity $197$2,366
Total$498$5,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,074/yr
40% on housing$14,940/yr
45% on housing$13,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$148
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$48,500
2024-02-02Listing removed--
2023-11-21Listed for sale$55,000
2023-11-19Listing removed--
2023-10-25Listed for sale$55,000
2021-08-10Sold$24,900
2021-08-02Contingent$24,900
2021-07-13Pending sale$24,900
2021-06-04Listed for sale$24,900

For Sale by Agent

AgentJennifer Maasdorp
BrokerageIntegrity Mobile Homes

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