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8923 25th Rd, Garden, MI, 49835

2beds
2baths
931sqft
$185,000
$199price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

Overlooking beautiful Lake Michigan, this updated mobile home sits on 1.96 acres and includes 150' or Lake Michigan waterfront and offers the perfect opportunity for a year-round residence or recreational getaway. With bluff views this property boasts a staircase leading down to the lake level, providing convenient access to enjoy the shoreline and breathtaking waterfront views. Recent updates include fresh interior paint, new kitchen cabinets, new flooring throughout, and a beautiful wood ceiling feature that creates a warm and inviting atmosphere. Relax with your morning coffee or unwind while watching the sunset from the screened-in porch, all while taking in the peaceful surroundings. Conveniently located near many of the Upper Peninsula's most popular attractions, including Kitch-iti-kipi, Fayette Historic State Park, Pictured Rocks National Lakeshore, and Tahquamenon Falls, this property provides endless opportunities for recreation and adventure. Whether you're looking for a seasonal retreat, vacation rental, or a cozy place to call home, this Lake Michigan property is ready for you to enjoy.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Big Bay De Noc SchoolGrades PK-120.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Washer,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Level: First
  • Area: 77

Bedroom1

  • Level: First
  • Area: 143

Bedroom2

  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • None
  • Finished area below ground: 0
  • Finished area above ground: 931

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 931
  • Total interior livable area: 931 sqft

Kitchen

  • Level: First
  • Area: 143

Living Room

  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 2101010903020
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Great Lake,Waterfront
  • Waterbody name: Lake Michigan
  • Frontage length: 150

Lot

  • Lot size: 1.96 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Rural
  • Lot size dimensions: 150 x 570

Parking

  • Total spaces: 2
  • Parking features: 2 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$78$936
Property Taxes $163$1,956
Electricity $188$2,259
Total$1,364$16,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 49835$101
Delta County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 49835$204
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$185,000
2026-07-05Price change$199,000
2026-06-22Price change$209,000
2026-06-10Price change$225,000
2022-10-29Pending sale$148,500
2022-09-25Price change$148,500
2022-08-29Listed for sale$158,500
2021-07-08Listing removed--
2021-06-17Pending sale$109,500
2021-06-01Listed for sale$109,500

For Sale by Agent

AgentDAVID MUXLOW
BrokerageGROVER REAL ESTATE

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