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145 Morning Dew Rd, Toney, AL, 35773

3beds
2baths
1,781sqft
$290,000
$163price/sqft
$2,019/moest. monthly cost
$80,760/yrincome needed

About This Home

BETTER THAN NEW- move-in ready with upgrades + incentives! Up to $5K in BUYER CONCESSIONS or rate buy down w/ acceptable offer! Mere minutes from Madison, Hsv, & Redstone Arsenal, this Move-in ready & thoughtfully designed sought-after Lanier offers comfort, flow, & style. Open layout connects a spacious family room to a light-filled dining area—ideal for everyday living & entertaining. Kitchen features a large island, granite countertops, upgraded 36" cabs, pendant lighting, & LG pantry. LVP flooring throughout (NO CARPET!). The private owner’s suite includes double vanity, large shower, & walk-in closet. Updated fixtures, INCL REFRIGERATORS (inside& out), & a community pool add value!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Sparkman Middle SchoolGrades 6-83.4 mi
2/10

Construction

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Disposal

Bedroom2

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 120

Bedroom3

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 96

Family Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 288

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,781 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,LVP
  • Level: First
  • Area: 135

Master Bedroom

  • Features: Smooth Ceiling,Walk-In Closet(s),LVP
  • Level: First
  • Area: 225

Property

Details

  • Parcel number: 0704170000040142

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 8,400 sqft
  • Lot size dimensions: 140 x 60

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$219$2,628
Property Taxes $94$1,128
Electricity $240$2,881
Total$2,019$24,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,222/yr
40% on housing$60,570/yr
45% on housing$53,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 35773$141
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35773$156
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$299,400
2026-04-19Price change$299,500
2026-04-08Price change$299,400
2026-03-12Price change$299,900
2026-02-10Listed for sale$305,000
2022-08-25Sold$321,175
2022-08-01Pending sale$321,175
2022-07-18Price change$321,175
2021-06-02Pending sale$260,375

For Sale by Agent

AgentJill McGuire
BrokerageRE/MAX Unlimited

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