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340 Central Ave, Fillmore, CA, 93015

--beds
2baths
4,340sqft
$650,000
$150price/sqft
$4,705/moest. monthly cost
$188,200/yrincome needed

About This Home

Excellent opportunity in Downtown Fillmore: Store front property with a bonus room on the 2nd floor, which measures 17 by 29 feet room/493 Sq Feet or storage area. High traffic area and excellent public parking facilities in the front and back of the building. Check with city planning for potential 2nd Floor further development. One building with two spaces. First space is the store front with about 3700 sq/ft of retail space, which is also available for lease at the rate of $ 3,800/month, and the second space is the bonus room area with a den, bathroom and kitchen area of about 493 sq/ft. Seller/owner has a California Real Estate License. Agent Remarks: Broker/Agent does not guarantee the accuracy of the square footage, lot size, ordinances, zoning, rent control, permits, use code, schools and, or other information concerning the conditions and features of the hereby mentioned subject property provided by the seller or obtained from public records and or other sources. Buyer is advised to independently verify the accuracy of all information.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

2/10
3/10
Fillmore Middle SchoolGrades 6-80.5 mi
6/10

Construction

Condition

  • Year built: 1912

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Instant Hot Water,Tankless Water Heater

Bedrooms & Bathrooms

  • Bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Awning
  • Flooring: Cement

Heating & Cooling

  • Heating features: Forced Air,Wall Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 4,340
  • Total interior livable area: 4,340 sqft

Property

Details

  • Zoning: C3
  • Special condition: Standard
  • Other equipment: Attic Fan

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City Lights
  • Waterfront features: None

Lot

  • Lot size: 4,268 sqft
  • Lot size dimensions: 36 x 150

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$116$1,392
Property Taxes $373$4,476
Electricity $930$11,167
Total$4,705$56,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,314/yr
40% on housing$141,150/yr
45% on housing$125,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 93015$864
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93015$378
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-26Price change$650,000
2025-07-11Price change$699,000
2025-02-04Listed for sale$775,000

For Sale by Agent

AgentDavid Ceron
BrokerageDavid Ceron

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