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211 Whispering Hills Ln, Wappapello, MO, 63966

4beds
3baths
3,432sqft
$380,000
$111price/sqft
$2,652/moest. monthly cost
$106,080/yrincome needed

About This Home

Tucked away on 15 beautiful acres just minutes from Lake Wappapello, this custom log home offers the perfect blend of privacy, space, and opportunity. Whether you’re looking for a full-time residence, weekend getaway, or potential short-term rental, this property delivers the lifestyle buyers are searching for. Surrounded by nature, the home features over 3,400 sq ft with 4 bedrooms and 3 bathrooms, giving you plenty of room to host family and friends. The warm wood interior, open living spaces, and peaceful setting create that true “cabin retreat” feel. Outside, the possibilities really open up, ample acreage for recreation, hunting, or simply enjoying the quiet. The shop building and RV storage add even more flexibility for outdoor enthusiasts or those needing extra space for equipment and toys. Properties like this don’t come along often in this area—especially with this much land and usability so close to the lake. If you’ve been looking for a private escape with room to breathe, this is one you’ll want to experience in person. Seller says bring offers!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Puxico Elementary SchoolGrades PK-56.6 mi
5/10
Puxico Jr. High SchoolGrades 6-86.6 mi
7/10
Puxico High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Cedar,Frame,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Down Draft,Electric Oven,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Open Floorplan,Separate Dining,Walk-In Closet(s),Workshop/Hobby Area
  • Finished area below ground: 1,716
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,432
  • Total interior livable area: 3,432 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Full Bath

Details

  • Parcel number: 217.0260010.000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 15 Acres
  • Features: Many Trees,Scattered Woods

Parking

  • Total spaces: 4
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$298$3,576
Property Taxes $171$2,052
Electricity $262$3,144
Total$2,652$31,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,925/yr
40% on housing$79,560/yr
45% on housing$70,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 63966$87
Wayne County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 63966
Wayne County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$449,000
2026-04-07Price change$499,000
2026-02-12Price change$559,000
2021-10-13Pending sale$299,900
2021-10-07Sold--
2021-09-14Contingent$299,900
2021-09-01Pending sale$299,900
2021-08-25Listed for sale$299,900
2021-06-22Pending sale$299,900
2021-06-01Listed for sale$299,900

For Sale by Agent

AgentKelly M Copeland
BrokerageEXP Realty, LLC

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