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1379 Gulf Road, Pt Roberts, WA, 98281

2beds
3baths
3,698sqft
$798,500
$216price/sqft
$4,879/moest. monthly cost
$195,160/yrincome needed

About This Home

Exceptional Commercial & Residential Opportunity. Generous 0.86-acre ocean-view lot zoned Small Town Commercial, this versatile property offers endless potential-perfect for investors, entrepreneurs, or lifestyle seekers. Formerly a thriving restaurant, the main level comes equipped with a high-end commercial kitchen & spacious dining areas. The 2nd level features a beautifully finished 1322 sqft. "new" 2 bedroom suite-perfect for owner occupancy. Ample space for expansion/refit, making it ideal for a wellness retreat, medical offices, retail, shared office rentals, or a unique live/work setup. Perfect if you're looking to launch a business, invest in a multi-use property, or create a one-of-a-kind home by the sea. Bring your imagination!!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Blaine Middle SchoolGrades 6-815.5 mi
7/10
Blaine High SchoolGrades 9-1215.6 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Torch Down
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Dryer(s),Refrigerator(s),See Remarks,Stove(s)/Range(s),Washer(s),Water Heater: Propane,Water Heater Location: Main

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Bonus Room

  • Level: Main

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Door features: French Doors
  • Flooring: Ceramic Tile,Softwood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Hot Water Recirc Pump,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 3,698
  • Total interior livable area: 3,698 sqft

Kitchen With Eating Space

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 405304534099
  • Zoning: STC
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Second Kitchen,Fireplace,French Doors,Water Heater
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Level

Lot

  • Lot size: 0.88 Acres
  • Features: Paved,Deck
  • Lot size dimensions: 126 x 301

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,037$48,444
Home Insurance *$138$1,656
Property Taxes $452$5,424
Electricity $252$3,035
Total$4,879$58,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,280/yr
40% on housing$146,370/yr
45% on housing$130,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 98281$236
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98281$329
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-19Listed for sale$798,500

For Sale by Agent

AgentWayne Lyle
BrokerageRE/MAX Whatcom County, Inc.

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