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7940 Timberline Overlook, Cumming, GA, 30041

4beds
4baths
3,449sqft
$475,000
$138price/sqft
$3,185/moest. monthly cost
$127,400/yrincome needed

About This Home

Spacious 4-bedroom, 4-bath home located on a quiet cul-de-sac in Cumming, offering flexible living across multiple levels and a peaceful wooded backyard setting. Designed for comfort and versatility, this home features a finished basement with a full kitchen, living room, and game room, great for generational living, guests, or extended entertaining space. The main level includes an open layout with a kitchen breakfast bar overlooking the living room, where a cozy fireplace serves as the focal point for gathering. A bedroom and full bath on the main provide added convenience for guests or multi-use living. Upstairs, a bonus room offers additional flex space perfect for a media room, office, or play area. Outdoor living is enhanced with a spacious deck and wooded backyard, creating a private retreat for relaxing or entertaining. Residents enjoy community amenities including a pool, tennis courts, and neighborhood recreational spaces, supporting an active lifestyle. Located within Forsyth County School District, the home offers easy access to shopping, dining, and entertainment throughout Cumming, as well as nearby Gainesville and Lake Lanier for boating, parks, and outdoor recreation. Major routes provide convenient travel throughout North Georgia and the greater metro Atlanta area. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10
East Forsyth High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Concrete,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Double Vanity,Other
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,449
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,449
  • Total interior livable area: 3,449 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Breakfast Room

Property

Details

  • Parcel number: 283 320

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Waterbody name: None

Lot

  • Lot size: 0.46 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$176$2,112
Property Taxes $273$3,276
Electricity $335$4,021
Total$3,185$38,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,200/yr
40% on housing$95,550/yr
45% on housing$84,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 30041$225
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30041$221
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$475,000
2026-05-26Listed for sale$485,000
2021-07-06Sold$390,000
2021-06-10Pending sale$398,500
2021-06-10Contingent$398,500
2021-06-07Listed for sale$398,500
2021-06-06Contingent$398,500
2021-06-06Pending sale$398,500
2021-06-03Price change$398,500
2021-05-28Listed for sale$405,000

For Sale by Agent

AgentTeresa Borjesson
BrokerageOrchard Brokerage, LLC

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