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72 Dogwood Knob #12B, Sapphire, NC, 28774

3beds
2baths
--sqft
$360,000
--price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Providing easy access to Fairfield Lake and positioned at the heart of Sapphire Valley, this three-bedroom, two-bathroom Hilltop townhome delivers the location and the renovation to match. Updated plumbing with proper venting throughout, upgraded electrical panel and wiring, reinsulated throughout, replaced all slider doors, all windows, and all interior doors, and installed modern mini-split systems on every level, including a ducted unit upstairs. The kind of work that does not show up in photos but matters the moment a buyer's inspector walks through. The main level is built for living and entertaining. The kitchen, dining, and living room flow together as one connected space anchored by a Modern Flames Redstone electric fireplace, with slider access to the deck from both the dining room and living room. Head upstairs to find two bedrooms, each with its own Juliet balcony, sharing a full bathroom. The lower level adds a second living area with its own Modern Flames Redstone electric fireplace, a full bathroom, and laundry, and both the living area and the bedroom open directly to a covered patio. Dry decking beneath the upper deck extends the outdoor space below into a covered area usable rain or shine, giving guests or family their own space inside and out. LVP flooring runs throughout all three levels, finished with new trim and a fresh coat of paint from top to bottom. As an owner here, you have full access to the Sapphire Valley Master Association amenities: lake access, golf, racquet sports, indoor and outdoor pools, fitness center, restaurant, game room, playground, and more. One of the most complete recreation offerings on the Plateau, steps from your door. Vacation rentals are permitted, adding flexibility for owners looking to offset carrying costs. With three bedrooms, three levels, and outdoor access on every floor, your mountain retreat is ready for you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Blue Ridge SchoolGrades PK-64.5 mi
9/10

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Asphalt
  • Construction materials: Block,Concrete,Stucco,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Basement: Concrete

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • High Speed Internet
  • Flooring: Simulated Wood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Ductless,Electric,Multi Units,Other

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Lower

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 7592135029
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Association
  • Patio & porch: Balcony,Rear Porch,Covered,Deck,Front Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Seasonal View,Trees/Woods
  • Waterfront features: None
  • Topography of land: Level,Rolling

Lot

  • Lot size: 435.60 sqft
  • Features: Back Yard,Gentle Sloping,Landscaped,Level,Rolling Slope

Parking

  • Parking features: Lighted,Paved,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$69$828
Property Taxes $113$1,356
Electricity $200$2,405
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28774$311
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28774$380
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$360,000
2021-06-30Sold$91,000
2021-06-01Pending sale$90,000
2021-05-26Listed for sale$90,000

For Sale by Agent

AgentJonathan Hough
BrokerageSilver Creek Real Estate Group, Inc.

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