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1402 Emma Ave, Billings, MT, 59105

3beds
2baths
1,728sqft
$484,500
$280price/sqft
$3,098/moest. monthly cost
$123,920/yrincome needed

About This Home

Step into this stunning new construction 3 bedroom 2 bath home offering effortless zero entry one-level living with a bright, open floorplan and a covered back patio. Main living space boasts 9 foot ceilings and a linear fireplace creating a spacious and inviting atmosphere. Kitchen features stainless appliances (electric range also plumbed for gas) a large island, ample cabinetry/counter space and a generous pantry. Primary suite is spacious with 2nd linear fireplace and large walk in closet. Primary bath features dual vanities, walk in shower and tub. 2 additional generous bedrooms, and laundry complete the design. Enjoy great storage throughout, including an oversized 3-car garage to keep everything organized. With modern finishes, thoughtful design, and exceptional craftsmanship, this home blends style, comfort, and convenience in one perfect package.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Skyview High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Sliding Doors
  • Level: Main

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,728

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bedroom

  • Features: Fireplace
  • Level: Main

Property

Details

  • Parcel number: A37303
  • Zoning description: Suburban Neighborhood Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Patio
  • Fencing: None

Lot

  • Lot size: 8,132 sqft
  • Features: Interior Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,449$29,388
Home Insurance $303$3,636
Property Taxes $195$2,340
Electricity $151$1,812
Total$3,098$37,176

Income You'd Need if You Spent...

35% on housing$106,217/yr
40% on housing$92,940/yr
45% on housing$82,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$162
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Contingent$484,500
2025-12-31Price change$484,500
2025-08-12Listed for sale$485,000
2021-12-08Listing removed--
2021-05-25Listed for sale$68,000

New Construction

AgentKerry Martinson
BrokeragePureWest Real Estate - Billings

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