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312 W Queen Street, Edenton, NC, 27932

3beds
3baths
2,773sqft
$440,000
$159price/sqft
$2,886/moest. monthly cost
$115,440/yrincome needed

About This Home

This one opens the door to a true live/work setup with room to grow. The main level is already laid out with multiple private rooms that easily function as bedrooms, offices, or flex spaces, plus a central area that brings everything together for day-to-day living or client-facing use. Upstairs, you've got a private efficiency complete with full bath and kitchenette, perfect for living upstairs while running your business below, hosting guests, or creating an income-producing rental. Or live upstairs while you transform downstairs to the home of your dreams. Recent updates include flooring and HVAC. And if you need more space down the road, there's additional unfinished square footage ready for expansion when the time is right. Outside, the ample parking whether that's for multiple vehicles, guests, or clients coming and going. You could also create an amazing outdoor space for entertaining Great square footage, large lot, mature trees. Put your imagination to work and make this your dream location.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

--
White Oak ElementaryGrades PK-27.4 mi
4/10
Chowan MiddleGrades 6-812.0 mi
3/10
John A Holmes HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • None
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,773
  • Total interior livable area: 2,773 sqft

Property

Details

  • Parcel number: 780406498607
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 126 x 170

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Heat Wave
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Chowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$173$2,076
Property Taxes $231$2,772
Electricity $258$3,099
Total$2,886$34,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,948/yr
40% on housing$86,580/yr
45% on housing$76,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 15.9%
15.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 27932$183
Chowan County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 27932
Chowan County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$470,000
2022-08-02Listing removed--
2021-12-30Sold$285,000
2021-07-28Listing removed--
2021-05-24Listed for sale$289,000

For Sale by Agent

AgentVan-Dee Hetherington
BrokerageWelcome Home Realty NC

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