See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2081 Highland Gate Way, Birmingham, AL, 35244

5beds
5baths
5,525sqft
$1,100,000
$199price/sqft
$7,236/moest. monthly cost
$289,440/yrincome needed

About This Home

Basement finish at full price! Amazing Shades Creek front home in exclusive Retreat at Highland Gate! Beautiful home with elegant finishes! Two bedrooms on the main level, hardwood floors throughout with timeless tile in wet areas. Relax next to the huge fireplace in the vaulted family room or snuggle up by the vaulted deck fireplace! Be the gourmet cook in the amazingly appointed chef's kitchen! This home offers a great opportunity to live on a peaceful and quiet street with large estate lots! Buyers agent to verify items of importance to buyer Pictures are current.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Hoover High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Basement
  • Construction materials: Brick,HardiPlank Type,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Electric Oven,Stainless Steel Appliance(s),Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1492

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Daylight,Bath/Stubbed,Concrete

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,Cathedral/Vaulted,High Ceilings,Crown Molding,Smooth Ceilings,Double Shower,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Insert,Ventless,Gas Log,Family Room,Outdoors,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Walk-up,Yes
  • Finished area below ground: 1,492
  • Finished area above ground: 4,033

Heating & Cooling

  • Heating features: Dual Systems (HEAT),Natural Gas,Heat Pump
  • Cooling features: Central Air,Dual,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 5,525 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Covered (DECK),Deck
  • Exterior features: Lighting,Sprinkler System
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Shades Creek
  • Frontage length: 276

Lot

  • Lot size: 1.83 Acres
  • Features: Many Trees,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Basement,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$525$6,300
Property Taxes $531$6,372
Electricity $618$7,418
Total$7,236$86,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,091/yr
40% on housing$217,080/yr
45% on housing$192,960/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 35244$185
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35244$183
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$1,200,000
2026-02-02Listing removed$1,190,000
2025-05-24Listed for sale$1,190,000
2025-05-23Listing removed$1,190,000
2025-05-21Price change$1,190,000
2023-09-11Pending sale$900,000
2023-08-05Price change$900,000
2023-02-17Listed for sale$949,900
2022-02-18Sold$145,000
2021-12-28Pending sale$145,000
2021-05-20Listed for sale$145,000

For Sale by Agent

AgentSue Willoughby
BrokerageEmbridge Realty, LLC

Similar Homes