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239 Howards Creek Rd, Sandy Hook, KY, 41171

3beds
2baths
0sqft
$140,000
--price/sqft
$1,246/moest. monthly cost
$49,840/yrincome needed

About This Home

GREAT DEAL, AND WOW WHAT A VIEW!!! You can see all the way to town from this property, watch the 4th of July fireworks from the comfort of your front deck. You can see the School easily in the distance from the property! TAKE A LOOK AT THIS GREAT DEAL: 24+/-ACRES WOODED WITH A 2013 CLAYTON 16X68 3-BR, 2-BA HOME AND A NICE STORAGE BUILDING JUST MINUTES FROM SANDY HOOK, KY $140,000 Address: 239 Howards Creek Rd. Sandy Hook, KY 41171 Home features newer carpets and newer interior paint, central heat/air. This would make a great starter home for your family or a great getaway to retreat to, property is loaded with wildlife and gated. "THIS PROPERTY IS BEING SOLD BY THE DEED DESCRIPTION ONLY, PROPERTY HAS NOT BEEN SURVEYED" All utilities are available at the property including high speed fiber optic internet. Call listing agent

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
1/10
2/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 032000000103
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Private,Scenic,Wooded

Lot

  • Lot size: 24 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$272$3,264
Property Taxes $113$1,356
Electricity $154$1,850
Total$1,246$14,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,720/yr
40% on housing$37,380/yr
45% on housing$33,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.1%
9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41171$100
Elliott County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 41171
Elliott County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$140,000
2026-04-01Contingent$140,000
2026-03-13Listed for sale$140,000
2024-02-20Listing removed--
2024-01-26Listed for sale$69,900
2021-10-27Listing removed--
2021-10-06Contingent$49,900
2021-05-19Listed for sale$49,900
2014-03-21Sold$20,000

For Sale by Agent

AgentDeborah Manning
BrokerageManning Realty

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