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140 Fargo Cir, Madison, AL, 35756

5beds
4baths
4,200sqft
$640,000
$152price/sqft
$4,174/moest. monthly cost
$166,960/yrincome needed

About This Home

Nearly new two-story home offering 5 bedrooms, 4 bathrooms, and approximately 4,200 sq ft of living space. The main level features an open-concept layout with a spacious kitchen that flows seamlessly into the dining and living areas—perfect for both everyday living and entertaining. The bright, open design creates a warm and inviting atmosphere.Upstairs, you’ll find an expansive primary big suite complete with a large walk-in shower, and an oversized walk-in closet. three additional bedrooms and bonus room provide ample space for family, guests, or a home office. Additional highlights include a 2-car garage, a large backyard, ideal for outdoor enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
10/10
Liberty Middle SchoolGrades 6-81.5 mi
8/10
James Clemens High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Disposal,Gas Water Heater,Tankless Water Heater

Bedroom2

  • Features: 9’ Ceiling,Crown Molding,Wood Floor,Coffered Ceiling(s)
  • Level: Second
  • Area: 143

Bedroom3

  • Features: 9’ Ceiling,Crown Molding,Wood Floor
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling
  • Level: Second
  • Area: 294

Dining Room

  • Features: 9’ Ceiling,Smooth Ceiling
  • Level: First
  • Area: 156

Family Room

  • Features: 9’ Ceiling,Crown Molding,Fireplace,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 374

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Natural Gas
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 4,200 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Area: 144

Loft

  • Features: 9’ Ceiling,Smooth Ceiling,Wood Floor
  • Level: Second
  • Area: 135

Office

  • Features: 9’ Ceiling,Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 165

Property

Details

  • Parcel number: 1701010006207000

Features

  • Levels: Two
  • Stories: 2

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Garage Faces Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$299$3,588
Property Taxes $170$2,040
Electricity $469$5,639
Total$4,174$50,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,108/yr
40% on housing$125,220/yr
45% on housing$111,306/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 35756$178
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35756$176
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$650,000
2026-04-07Listed for sale$700,000
2021-10-12Sold$495,597

For Sale by Agent

AgentSri Mandadapu
BrokerageEagle Real Estate, Inc

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