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1003 York Rd, Kings Mountain, NC, 28086

--beds
0baths
--sqft
$750,000
--price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

This commercial property is +/-.25 miles off of i85 (exit 8), on NC Hwy 161 at the intersection of Lake Montonia Road. Located one exit north and approximately 3 miles from the Two Kings Casino in Kings Mountain NC. This property must be passed heading south on Hwy 161 to the frequently visited Kings Mountain National Military Park and is located +/-.2 miles north of Southern Artisan Spirits. Traffic count of 10,500 as of NCDOT 2024. Advertisement includes two parcels that total .86+/- acres on the corner of York Rd and Lake Montonia Rd. Desirable location for food service, gas station/convenient store, or retail. Parcel ID 12479 is occupied with a tenant. Has multiple entrances into building and could be up fit for 2 units. Parcel 12748 (White House) is a 2 bedroom/1 bathroom that is currently occupied with a tenant. This property is also available with an additional +/-2.33 acres of adjoining land in a combined listing (total +/-3.19 acres). Together these parcels make a hard triangle corner with over 500 feet of road frontage on York Road and nearly 490 feet of frontage on Lake Montonia Road.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
West ElementaryGrades PK-41.8 mi
4/10
Kings Mountain MiddleGrades 7-82.4 mi
5/10
Kings Mountain HighGrades 9-122.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Lot

  • Lot size: 0.86 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$327$3,924
Property Taxes $400$4,800
Electricity $200$2,405
Total$4,719$56,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28086$197
Cleveland County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 28086$172
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$750,000
2026-07-20Listing removed$1,500,000
2026-07-14Listed for sale$1,500,000
2026-01-13Listing removed$699,000
2025-11-03Listed for sale$699,000

For Sale by Agent

AgentRuss Putnam
BrokeragePoint 135 Real Estate

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