See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

537 Railroad Street, Saint Johnsbury, VT, 05819

2beds
3baths
10,826sqft
$799,950
$74price/sqft
$6,799/moest. monthly cost
$271,960/yrincome needed

About This Home

Welcome to this truly unique property in the heart of downtown St. Johnsbury. This one-of-a-kind building offers potential for residential conversion, live-work, or creative mixed use. Originally built as a church, this building offers a one-of-a-kind opportunity to create your dream residence. The structure retains many original architectural features - soaring ceilings, large windows, classic trims, and an open floor-plan with flexible layout possibilities, the expansive square footage allows for endless design options. The second floor offers a full indoor basketball court that could easily be converted to a pickleball court, ideal for fitness enthusiasts, hosting guests, or countless other uses. Adding to its character, the property is complete with a historic church bell, and intricate stain-glass windows that flood the space with color and light, showcasing the property's artistry and craftsmanship. Perfectly situated in a prominent downtown location in the heart of St. Johnsbury, you'll enjoy convenient access to shops, schools, dining, and local attractions. The adaptive nature of the space offers tremendous potential, and a rare opportunity to own a truly unique property in the historic Village of Saint Johnsbury.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
St. Johnsbury SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1851

Materials

  • Foundation: Brick,Concrete,Fieldstone
  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic Vintage,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Partial,Exterior Stairs,Interior Stairs,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • 1/2 bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 10,826

Heating & Cooling

  • Heating features: Oil,Radiator,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 15,361
  • Total interior livable area: 10,826 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,Access to Parking,Accessibility Features,Hard Surface Flooring

Details

  • Zoning description: Commercial

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: Road frontage: 276

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Level,Major Road Frontage,Sidewalks,In Town,Near Shopping

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance $305$3,660
Property Taxes $1,073$12,876
Electricity $1,377$16,526
Total$6,799$81,588

Income You'd Need if You Spent...

35% on housing$233,108/yr
40% on housing$203,970/yr
45% on housing$181,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 05819$142
Caledonia County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 05819
Caledonia County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-26Listed for sale$799,950

For Sale by Agent

AgentMathew Ghafoori
BrokerageRE/Max Heritage

Similar Homes