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38 Bella View Dr, McCall, ID, 83638

5beds
5baths
3,500sqft
$1,790,000
$511price/sqft
$10,278/moest. monthly cost
$411,120/yrincome needed

About This Home

A stunning custom luxury cabin in McCall, set on a sprawling 3.25-acre lot just minutes from Payette Lake! The modern interior showcases a spacious open layout with vaulted ceilings, floor-to-ceiling windows framing private forest views, warm wood-lined ceilings, and a dramatic fireplace that anchors the living space. The great room opens seamlessly to an exceptional outdoor living area, featuring an expansive covered patio with sweeping views and complete privacy. The gourmet kitchen is designed for both beauty and function, with sleek flat-paneled, two-toned cabinetry, a large entertaining island, and top-of-the-line stainless steel appliances. The luxurious main-level primary suite offers a private patio, spa-inspired en suite bath with high-end finishes, and a generous walk-in closet. Upstairs, a junior suite boasts its own private balcony and en suite amenities. Flexible spaces throughout the home include a bonus/game room, office, and additional sleeping quarters. Perfectly situated just south of Payette Lake, this retreat provides easy access to all that McCall has to offer, boating, fishing, hiking, skiing, golf, and a vibrant dining scene!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
9/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Wood Siding

Other

  • Builder name: Cedar and Sage

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tank Water Heater,Dishwasher,Disposal,Double Oven,Oven/Range Freestanding,Gas Range

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bath-Master,Bed-Master Main Level,Guest Room,Great Room,Rec/Bonus,Two Master Bedrooms,Walk-In Closet(s),Walk In Shower,Breakfast Bar,Pantry,Kitchen Island,Quartz Counters,Number of Baths Main Level: 1,Number of Baths Upper Level: 3.5
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,500

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: RP007090000040

Features

  • Levels: Two
  • Patio & porch: Covered Patio/Deck

Lot

  • Lot size: 3.25 Acres
  • Features: 1 - 4.99 AC,Garden,Rolling Slope,Wooded

Parking

  • Total spaces: 10
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 10
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Valley County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,051$108,612
Home Insurance $507$6,084
Property Taxes $507$6,084
Electricity $213$2,567
Total$10,278$123,336

Income You'd Need if You Spent...

35% on housing$352,388/yr
40% on housing$308,340/yr
45% on housing$274,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 83638$558
Valley County$453

vs Homes Sold Last Month

Median $/sqft

ZIP 83638
Valley County$430

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMatt Bauscher
BrokerageAmherst Madison

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