308 & 306 Franklin St, Reading, PA, 19602
About This Home
Updated and well-maintained, this city home offers a practical layout and valuable upgrades. It features 3 private bedrooms plus a walk-through room that can serve as an office, nursery, or extra living space. The second-floor laundry adds everyday convenience, while laminate flooring, newer windows, and efficient gas heat provide comfort and easy upkeep. Outside, a smaller fenced backyard offers manageable outdoor space, and a brand new detached garage adds private off-street parking or storage. The entire property is currently rented, with the tenant on a month-to-month lease, providing flexibility for future use as a primary residence or investment. A smart opportunity in a convenient location.
Getting Around
Walker's Paradise
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Brick/Mortar
- Construction materials: Aluminum Siding,Brick,Cement Siding,Concrete,Mixed Plumbing
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,529
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,529
- Total interior livable area: 1,529 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 05530626698584
- Zoning: R-3
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1,742 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Earthquake
- Hurricane
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $306 | $3,672 |
| Electricity | $224 | $2,692 |
| Total | $1,773 | $21,276 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Listed for sale | $230,000 |
| 2021-06-25 | Sold | $90,000 |
View on Zillow