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15 N Lime St, Lancaster, PA, 17602

2beds
4baths
2,641sqft
$645,000
$244price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Don't miss this fantastic incentive! The Seller is offering a $20,000 decorating allowance, credited to the Buyer at closing, so you can add your personal style from day one. Welcome to this mixed-use opportunity in the heart of Downtown Lancaster, nestled in the vibrant Musser Park area, where charm, convenience, and potential come together in one exceptional property. This two-unit building offers unmatched walkability, with easy access to local restaurants, coffee shops, bakeries, shopping, and entertainment. Just steps away from Central Market, the Fulton Theatre, the Ware Center, and the courthouse, the location is ideal for both residential and commercial use. The first floor features a blank-slate commercial space with two half baths and is ready to be customized to suit a variety of business needs. Upstairs, the second-floor apartment offers two bedrooms and two full bathrooms, along with a spacious and inviting living area. The property also includes off-street parking for up to four vehicles, providing convenient and reliable parking for both the commercial space and residential unit. This multi-unit property presents an excellent opportunity for investors or owner-occupants alike. Schedule your private tour today and explore the potential for yourself.

Getting Around

97
WalkingWalker's Paradise
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
Wickersham El SchoolGrades PK-50.8 mi
4/10
Lincoln Middle SchoolGrades 6-81.0 mi
5/10
McCaskey CampusGrades 9-120.9 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Other
  • Construction materials: Masonry,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Window Unit(s),Electric

Interior Area

  • Total structure area: 2,641
  • Total interior livable area: 2,641 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 3321315800000
  • Zoning: COMMERCIAL
  • Special condition: Standard

Features

  • Pool features: None
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,613 sqft
  • Features: Downtown

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$180$2,160
Property Taxes $645$7,740
Electricity $289$3,477
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 17602$158
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17602$211
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$645,000
2026-08-04Listing removed$645,000
2026-08-01Listing removed$1,875
2026-07-22Listed for rent$1,875
2026-07-10Price change$645,000
2026-05-15Listed for sale$675,000

For Sale by Agent

AgentAnne M Lusk
BrokerageLusk & Associates Sotheby's International Realty

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