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101 Lower Holiday Lane #B-305, Banner Elk, NC, 28604

1beds
1baths
600sqft
$173,000
$288price/sqft
$1,180/moest. monthly cost
$47,200/yrincome needed

About This Home

PRIME SKI LOCATION - across the street from Parking lot TWO - Beech Mtn Resort. UPDATED One Bedroom One bath ( not a studio) - FLOORPLAN & VIRTUAL TOUR attached. ELEVATION : 4,610. NEW Exteriors & decks - building remodel just finished. WALK to the Ski Village and enjoy the Brewery, lift rides, Mtn Biking, Music at the Sky bar and large concerts on the slopes in SUMMER. WINTER - enjoy the Ski Village, Tubing, Brewery, Skiing, dining & snowboarding. Monthly POA fees include : water,sewer,garbage, internet & cable in addition to exterior maintenance & structure insurance. VERY CENTRAL RENTAL LOCATION. Town Recreation Video on You Tube: https://www.youtube.com/watch?v=YUnweHKhrEw. VIRTUAL TOUR LINK: https://my.matterport.com/show/?m=FkYYGnxWziK&brand=0

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-812.4 mi
8/10
Watauga HighGrades 9-1212.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Built-Up
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished,Window Treatments
  • Window features: Double Hung,Double Pane Windows,Window Treatments
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 1940936293058
  • Zoning description: Multi-Family

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Open
  • Has view: Yes
  • View description: Trees/Woods

Parking

  • Parking features: Gravel,No Garage,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $874$10,488
Home Insurance *$46$552
Property Taxes $60$720
Electricity $200$2,405
Total$1,180$14,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,457/yr
40% on housing$35,400/yr
45% on housing$31,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$296
Watauga County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Price change$173,000
2026-06-11Listed for sale$180,000
2021-08-25Sold$115,000

For Sale by Agent

AgentJim Brooks
BrokerageBeechwood Realty, Inc.

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