




101 Lower Holiday Lane #B-305, Banner Elk, NC, 28604
About This Home
PRIME SKI LOCATION - across the street from Parking lot TWO - Beech Mtn Resort. UPDATED One Bedroom One bath ( not a studio) - FLOORPLAN & VIRTUAL TOUR attached. ELEVATION : 4,610. NEW Exteriors & decks - building remodel just finished. WALK to the Ski Village and enjoy the Brewery, lift rides, Mtn Biking, Music at the Sky bar and large concerts on the slopes in SUMMER. WINTER - enjoy the Ski Village, Tubing, Brewery, Skiing, dining & snowboarding. Monthly POA fees include : water,sewer,garbage, internet & cable in addition to exterior maintenance & structure insurance. VERY CENTRAL RENTAL LOCATION. Town Recreation Video on You Tube: https://www.youtube.com/watch?v=YUnweHKhrEw. VIRTUAL TOUR LINK: https://my.matterport.com/show/?m=FkYYGnxWziK&brand=0
Getting Around
Schools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Built-Up
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Furnished,Window Treatments
- Window features: Double Hung,Double Pane Windows,Window Treatments
- Fireplace features: None
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 600
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 600
- Total interior livable area: 600 sqft
Property
Details
- Parcel number: 1940936293058
- Zoning description: Multi-Family
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Open
- Has view: Yes
- View description: Trees/Woods
Parking
- Parking features: Gravel,No Garage,Shared Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $874 | $10,488 |
| Home Insurance * | $46 | $552 |
| Property Taxes | $60 | $720 |
| Electricity | $200 | $2,405 |
| Total | $1,180 | $14,160 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-28 | Price change | $173,000 |
| 2026-06-11 | Listed for sale | $180,000 |
| 2021-08-25 | Sold | $115,000 |
