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77 Cmj Dr, Collins, MS, 39428

4beds
2baths
1,903sqft
$140,000
$74price/sqft
$1,164/moest. monthly cost
$46,560/yrincome needed

About This Home

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
--
Carver Middle SchoolGrades 5-81.1 mi
3/10
Collins High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Raised
  • Construction materials: Aluminum/Vinyl Sdng

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric,Central Air

Features

  • Walk-In Closet(s)

Interior Area

  • Total structure area: 1,903
  • Total interior livable area: 1,903 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 1.07 Acres
  • Features: 1 - 3 Acres
  • Lot size dimensions: 1.07 acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$218$2,616
Property Taxes $47$564
Electricity $192$2,304
Total$1,164$13,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,908/yr
40% on housing$34,920/yr
45% on housing$31,040/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 39428$212
Covington County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 39428
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$165,000
2026-03-27Price change$170,000
2026-03-24Listed for sale$185,000
2021-08-27Sold--
2021-05-17Listing removed--
2021-05-11Listed for sale$119,900

For Sale by Agent

AgentEric McMillan
BrokerageRed Fox Realty

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