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2389 US Highway 34, Drake, CO, 80515

2beds
1baths
688sqft
$365,000
$531price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

Rare opportunity to own a Big Thompson Canyon cottage, a fisherman's dream! This mountain cottage offers a perfect blend of rustic character and modern updates, tucked against dramatic rock outcroppings in the heart of the Big Thompson Canyon. The exterior features updated green shake siding and stone steps leading to a welcoming front porch, while the property is surrounded by the natural beauty of the national forest and proximity to the Big Thompson River. A large, private fenced-in side yard provides ample outdoor space for pets or gatherings amidst the pines and rugged landscape. Inside, the bright, open-concept layout is defined by vaulted wood-paneled ceilings and beautiful wide-plank wood flooring that flows throughout the main level. The heart of the home is a functional kitchen equipped with warm oak cabinetry and large windows that frame views of the canyon. A unique custom industrial-style ladder provides access to a cozy, finished loft space. The home is designed with a seamless flow between the living areas and bedrooms, accented by rustic wood trim and solid wood doors. Practical features include a main bathroom with a full tub and shower, an efficient wrap-around kitchen layout, and a generously sized utility and storage area below the cabin. This cabin also features full-size clothes washer and dryer. Low-maintenance landscaping ensures the home blends perfectly into its mountain environment, offering a serene escape that captures the true spirit of the Rockies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Estes Park K-5 SchoolGrades PK-53.4 mi
6/10
Estes Park Middle SchoolGrades 6-83.4 mi
4/10
Estes Park High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Legal Conforming
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Washer,Dryer
  • Laundry features: Washer/Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Features

  • Open Floorplan
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 688

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 688
  • Total interior livable area: 688 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 8 x 12

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 5 x 8

Living Room

  • Level: Main
  • Area: 170
  • Dimensions: 10 x 17

Primary Bedroom

  • Features: Shared Primary Bath
  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Property

Accessibility

  • Accessibility features: Level Lot,Level Drive,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R0552712
  • Zoning: O
  • Special condition: Private Owner
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck
  • Fencing: Fenced,Wood,Chain Link
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 5,872 sqft
  • Features: Evergreen Trees,Deciduous Trees,Native Plants,Level,Rock Outcropping,Paved

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Hail
    HailRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Hail
Landslide
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$194$2,328
Property Taxes $158$1,896
Electricity $186$2,232
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$531This listing

vs Other Active Listings

Avg $/sqft

ZIP 80515$200
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80515$459
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$390,000
2019-07-18Sold$230,000

For Sale by Agent

AgentTrenton Ming
BrokerageKeller Williams Top of the Rockies Estes Park

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