131 Lower Creek Drive, Richmond Hill, GA, 31324
About This Home
Pictures Coming next Week! Some opportunities give you options, and this is one of them. Whether you’re looking to invest or planning your next move, this 3-bedroom, 2-bath townhome in Richmond Hill’s Waterways community offers the best of both worlds. Currently tenant-occupied with $2,500/month in rental income, it’s a true turnkey investment. At the same time, it offers something more, the chance to secure a home in a lifestyle-driven community now, and make it your own down the road. Waterways is where everyday living feels elevated. Miles of trails, peaceful lagoons for kayaking, a marina, resort-style pool, fitness center, dog park, and a calendar full of community events create a setting people don’t just move to—they stay for. Located just minutes from I-95 and a short drive to Savannah, this is a rare opportunity to invest with intention, or plan ahead for your own coastal lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
Other
- Builder model: Osprey
- Builder name: Dream Finders Homes
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Oven,Range,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Double Vanity,Main Level Primary,Primary Suite,Programmable Thermostat
- Window features: Double Pane Windows
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,886 sqft
Property
Details
- Parcel number: 010023
- Attached to another structure: Yes
- Zoning: PUD
- Zoning description: Single Family
- Special condition: Standard
Features
- Pool features: Community
- Patio & porch: Porch,Screened
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 3,484 sqft
- Features: Interior Lot
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,726 | $20,712 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $219 | $2,628 |
| Electricity | $219 | $2,637 |
| Total | $2,349 | $28,188 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $348,990 |
| 2025-08-25 | Listing removed | $2,500 |
| 2025-08-13 | Listed for rent | $2,500 |
| 2025-08-13 | Listing removed | $2,500 |
| 2025-07-10 | Listed for rent | $2,500 |
| 2025-01-22 | Listing removed | $2,450 |
| 2025-01-21 | Listed for rent | $2,450 |
| 2023-02-28 | Listing removed | -- |
| 2023-02-17 | Price change | $2,500 |
| 2023-02-02 | Price change | $2,650 |
| 2023-01-30 | Price change | $2,700 |
| 2023-01-23 | Price change | $2,750 |
| 2023-01-11 | Listed for rent | $2,800 |
| 2022-12-27 | Sold | $265,272 |
| 2021-09-23 | Pending sale | $263,017 |
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