1125 Saint Paul St, Baltimore, MD, 21202
About This Home
1125 Saint Paul Street – Four-Unit Investment Opportunity in Mid-Town Belvedere This beautifully maintained and thoughtfully updated four-unit apartment building offers an exceptional investment opportunity in the highly desirable Mid-Town Belvedere neighborhood. Whether you're looking to expand your investment portfolio or purchase an owner-occupied property, this building combines historic character, modern upgrades, and a prime walkable location. The property features four spacious one-bedroom, one-bathroom apartments, each with its own private entrance, in-unit washer and dryer, updated kitchens, and modern bathrooms. The apartments blend timeless architectural details—including hardwood floors, soaring ceilings, oversized windows, decorative fireplaces, and original moldings—with contemporary finishes that today's tenants appreciate. The kitchens feature granite countertops, quality cabinetry, stainless steel sinks, and modern appliances. Several units include dishwashers and built-in microwaves, while one apartment offers an expanded chef's kitchen with generous counter space, ideal for cooking and entertaining. Basement Studio also enjoys a private enclosed brick courtyard, providing a peaceful outdoor space for relaxing or gathering with friends. Additional amenities include a two-car garage with income potential and ample basement storage for tenants. The property's utility layout supports efficient management, with separately metered electric service for each apartment and systems designed to simplify ownership. Prime Mid-Town Belvedere Location Location is one of this property's greatest assets. Situated in the heart of Mid-Town Belvedere, residents enjoy a highly walkable neighborhood with convenient access to downtown Baltimore's restaurants, cafés, cultural attractions, and everyday conveniences. Penn Station is just a short walk away, offering easy access to Amtrak, MARC commuter rail, and Light Rail service, making travel throughout the region simple. The property is also minutes from major employers, hospitals, universities, and Baltimore's renowned arts district, including theaters, museums, and live entertainment venues. With strong rental demand, classic Baltimore architecture, modern updates, and an unbeatable location, 1125 Saint Paul Street presents an outstanding opportunity for investors seeking a quality, income-producing asset in one of the city's most desirable neighborhoods.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1900
Materials
- Foundation: Brick/Mortar
- Construction materials: Brick
Notable Dates
- Major remodel year: 2021
Type & Style
- Home type: MultiFamily
- Architectural style: Manor
- Property subType: Quadruplex
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 600
Basement
- Has basement: Yes
- Basement: Finished,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
Features
- High Ceilings
- Flooring: Wood
Heating & Cooling
- Heating features: Forced Air,Radiator,Electric,Natural Gas
- Cooling features: Central Air,Window Unit(s),Electric
Interior Area
- Total structure area: 4,696
- Total interior livable area: 4,096 sqft
Property
Accessibility
- Accessibility features: Accessible Hallway(s),Accessible Doors
Details
- Parcel number: 0311120497 003
- Zoning: OR-2
- Zoning description: Office-Residential District
- Special condition: Standard
Features
- Pool features: None
Lot
- Lot size: 4,096 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $698 | $8,376 |
| Property Taxes | $1,113 | $13,356 |
| Electricity | $521 | $6,262 |
| Total | $7,262 | $87,144 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $975,000 |
| 2024-11-06 | Listing removed | $1,100 |
| 2024-09-25 | Listed for rent | $1,100 |
| 2024-09-18 | Listing removed | $1,100 |
| 2024-09-04 | Listed for rent | $1,200 |
| 2022-09-26 | Listing removed | -- |
| 2022-08-26 | Listed for rent | $1,100 |
| 2022-08-09 | Listing removed | -- |
| 2022-06-03 | Listed for rent | $1,100 |
| 2022-02-07 | Listing removed | -- |
| 2022-01-12 | Listed for rent | $1,150 |
| 2021-05-28 | Pending sale | $880,000 |
| 2021-05-12 | Contingent | $880,000 |
| 2021-05-05 | Listed for sale | $880,000 |
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