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140 SE Riley St, Blue Springs, MO, 64064

5beds
4baths
2,707sqft
$599,000
$221price/sqft
$4,214/moest. monthly cost
$168,560/yrincome needed

About This Home

Don't miss this beautifully designed custom home that perfectly balances elegance and functionality. First impression is the charming front porch. The heart of the home showcases a striking neutral fireplace, large windows with electric shades that flood the interior with natural light. The living area is open to the gorgeous kitchen with custom cabinets, gas range, custom hood, quartz counter tops, a large island and walk in pantry. Convenient drop zone off the garage. Main level bedroom with a full bath and a new custom built murphy bed that stays with the home if you wish. Don't need a main level bedroom, it's perfect for an office! Beautiful hardwood floors throughout the main level. The primary suite is spacious and well thought out with a conveniently attached laundry room and huge closet. All secondary bedrooms are generous in size with large closets. The patio is covered and the sellers extended for additional outdoor living space. Irrigation system, fenced backyard and lush landscaping. This house has it all. Wonderful amenities that include 30 acre lake for fishing, paddle boarding, park, playground, and 2 swimming pools.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Mason Elementary SchoolGrades K-50.7 mi
8/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Lap Siding

Other

  • Builder model: Canterbury
  • Builder name: Summit Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Humidifier,Gas Range
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Bath/Stubbed,Sump Pump

Bathroom2

  • Level: Main

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,707

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,707
  • Total interior livable area: 2,707 sqft

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 54340101800000000

Features

  • Fencing: Metal

Lot

  • Lot size: 9,403 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$416$4,992
Property Taxes $564$6,768
Electricity $206$2,480
Total$4,214$50,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,480/yr
40% on housing$126,420/yr
45% on housing$112,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 64064$190
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64064$178
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$589,000
2026-07-23Listed for sale$599,000
2022-04-08Sold--
2022-03-03Pending sale$549,950
2022-02-08Price change$549,950
2021-12-28Price change$575,000
2021-12-01Price change$550,000
2021-10-29Price change$539,950
2021-08-10Price change$550,000
2021-07-06Price change$562,950
2021-06-25Price change$539,950
2021-06-07Price change$549,950
2021-05-14Price change$544,950
2021-05-02Listed for sale$539,950

For Sale by Agent

AgentBourk Johnson Team
BrokerageParkway Real Estate LLC

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