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657 Patina Blvd, Rosemary Beach, FL, 32461

3beds
4baths
1,825sqft
$1,598,000
$876price/sqft
$9,096/moest. monthly cost
$363,840/yrincome needed

About This Home

Located on the East end of 30A walking distance to Alys and Rosemary Beach, 657 Patina sits within the quiet coastal enclave of Magnolia Cottages Phase II, just a short walk to the community's private beach access and minutes from the restaurants, shops, and architecture that define this stretch of the coast. From the home, owners can easily bike or golf cart to everything while enjoying a more relaxed residential setting. Recently remodeled and offered fully furnished and completely turnkey, the 3-bedroom, 3.5-bath residence introduces a design perspective rarely seen in Magnolia Cottages. Inspired by the relaxed luxury of Bali, Maui, and St. Barts, the interiors move away from the traditional coastal palette common along 30A and instead feature layered natural materials, warm woods, and soft neutral textures that create a tranquil, resort-like atmosphere. The home centers around an open living, dining, and kitchen layout designed for effortless coastal living. Natural light fills the space throughout the day, while a screened front porch extends the living area outdoors for slow mornings with coffee or relaxed evenings after the beach. Each of the three bedrooms includes a private en-suite bath, offering comfort and privacy for both family and guests. The upstairs primary suite features its own private outdoor shower, complemented by a second outdoor shower on the property -- ideal for rinsing off after long beach days. Magnolia Cottages is known for its quiet charm, walkable layout, and access to a community pool and green space. The neighborhood sits just behind Camp Creek Golf & Country Club, placing golf, dining, and resort-style amenities only minutes away. Thoughtfully redesigned and offered turnkey, 657 Patina delivers distinctive interior style and effortless beach living in one of the most desirable pockets of East 30A.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.7 mi
8/10
8/10
South Walton High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Refrigerator,Washer

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 16 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Window Treatments
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,825
  • Total interior livable area: 1,825 sqft

Kitchen

  • Level: First
  • Area: 96
  • Dimensions: 12 x 8

Living Room

  • Level: First
  • Area: 529
  • Dimensions: 23 x 23

Master Bathroom

  • Level: First
  • Area: 60
  • Dimensions: 10 x 6

Master Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Screened Porch

  • Level: First
  • Area: 200
  • Dimensions: 20 x 10

Property

Details

  • Parcel number: 283S181619100C0170
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Screened
  • Exterior features: Outdoor Shower

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,080$96,960
Home Insurance *$167$2,004
Property Taxes $652$7,824
Electricity $197$2,366
Total$9,096$109,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,862/yr
40% on housing$272,880/yr
45% on housing$242,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$876This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$726
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$1,598,000
2023-08-31Listing removed--
2021-06-03Sold$1,195,000
2021-04-30Pending sale$1,195,000

For Sale by Agent

AgentSpears Group
BrokerageCompass

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