See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

433 Oak St, Dayton, OH, 45410

2beds
8baths
23,953sqft
$589,000
$25price/sqft
$6,911/moest. monthly cost
$276,440/yrincome needed

About This Home

Less than $20 per square foot. 1800’s Gothic Victorian Church; Several rooms available and could be used as classrooms. Located in Historic South-Park District of Dayton Almost 24,000 of Historical and Beautiful Architecture Per owner, Replacement cost, according to insurance company is approx 14 million Property and Building Information: Filled with stained glass windows spanning from 1886-1954 Many Hardwood doors and 11 large hardwood room dividers (roll ups) 8 Baths and 2 Kitchens (kitchen in basement was originally a commercial kitchen) Balcony is 600 sq ft = 96 seats; Narthex is 600 sq ft = 40 seats; Nave is 2786 sq ft = 197 seats Total seats is 333 with room for more pews and more seats. Not all pews are in the Nave currently. Sanctuary is 4,638 sq ft which is Nave, Narthex and Balcony Chancel; Ceiling Height is 25’ Heating is gas/water powered steam boiler One Auditorium is 2080 sq ft and can hold 416 people; Also has a stage that is 611 sq ft Stage has front and back curtain setup; and built in colored lighting The Auditorium has a hardwood floor and doubles as a full court basketball court, and 2 bathrooms that are connected Downstairs auditorium, reception hall, entertainment-dining area next to the commercial kitchen is 4300+ sq feet of space Asphalt Parking Lot; Parking Lot is lit by lighting from telephone Poles Check out book in the Dayton Library: "The Story of Oak Street Church" Adjacent to Blommel Park Seller Financing is a potential option with a substantial down payment. Investment highlights Many possible uses Located in Historic South-Park District of Dayton Almost 24,000 of Historical and Beautiful Architecture Per owner, Replacement cost, according to insurance company is approx 14 million At least 60 rooms, 8 baths, 2 kitchens- including a commercial kitchen in the basement Adjacent to Blommel Park (recently re-modeled) We hired a representing agent and their phone number is the contact number

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-60.6 mi
2/10
Belmont High SchoolGrades 7-121.4 mi

Construction

Condition

  • Year built: 1805

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Property subType: 2-4 Units

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Flooring: Tile,Carpet,Concrete,Hardwood,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 23,953 sqft

Property

Details

  • Parcel number: R72 02703 0049
  • Zoning: Residential

Features

  • Exterior features: Stone,Brick

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 49
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$516$6,192
Property Taxes $849$10,188
Electricity $2,568$30,827
Total$6,911$82,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,948/yr
40% on housing$207,330/yr
45% on housing$184,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$25This listing

vs Other Active Listings

Avg $/sqft

ZIP 45410$91
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45410$97
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Listed for sale$499,999
2021-05-06Listing removed--
2021-05-06Listed for sale$160,000
2021-05-06Pending sale$160,000
2021-04-30Listed for sale$160,000

For Sale by Owner

AgentProperty Owner

Similar Homes