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1511 Alder Street, Oroville, WA, 98844

2beds
1baths
798sqft
$330,000
$414price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

New 798 sq ft cottage-style home built in 2023 on the Okanogan River in Oroville. Over 80 feet of low-bank river frontage provides direct access from the lawn to the water’s edge. The mostly level lot features mountain views and open river vistas. Private back deck and shaded backyard overlook the river, with frequent sightings of osprey, golden eagles, bald eagles, and many other birds observable from these areas. The Okanogan River connects to Lake Osoyoos, enabling kayak or small boat travel from the property along the waterway and toward the Canadian border. Ample parking with space for an RV. Fully connected utilities include irrigation, sewer, electricity, and public water. Crawlspace wiring is present for heat pump installation. Convenient location with privacy along the rear of the property facing the river. Don't miss your opportunity to see this wonderful property!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater: Electric,Water Heater Location: Laundry Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 798
  • Total interior livable area: 798 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 8804900100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Water Heater
  • Has view: Yes
  • View description: Mountain(s),River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Low Bank,River
  • Topography of land: Level
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.62 Acres
  • Features: High Voltage Line,Paved,Deck,Outbuildings,RV Parking

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street,RV Parking
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Wildfire
Winter Weather
Avalanche
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$164$1,968
Property Taxes $176$2,112
Electricity $149$1,793
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 98844$168
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98844
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$330,000
2022-05-10Sold$55,000
2022-04-19Pending sale$59,000
2021-11-15Price change$59,000
2021-04-30Listed for sale$79,000

For Sale by Agent

AgentEthan Hammond
BrokerageCB Cascade RE - Oroville

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