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3915 N Meridian Ave APT 101, Miami Beach, FL, 33140

1beds
1baths
648sqft
$350,000
$540price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

Wake up steps from the water and launch your kayak or paddleboard right from your backyard. This rarely available 1-bedroom, 1-bathroom residence offers the perfect blend of privacy, charm, and true Miami Beach living. Tucked away in a serene canal-front setting near 41st Street, you’re just moments from top dining, shopping, and everything Miami Beach has to offer—yet far enough to enjoy peace and tranquility. This unique unit features its own private entrance, in-unit washer and dryer, and a lush private garden—perfect for weekend BBQs, entertaining guests, or simply unwinding outdoors. Enjoy direct access to the canal and a community dock, making this a true hidden gem for water lovers.

Getting Around

87
WalkingVery Walkable
51
TransitGood Transit
63
BikeBikeable

Schools

10/10
5/10
Nautilus Middle SchoolGrades 6-80.2 mi
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Closet Cabinetry
  • Flooring: Wood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 648 sqft

Property

Details

  • Parcel number: 0232270360010

Features

  • Entry location: First Floor Entry
  • Patio & porch: Deck,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden
  • On waterfront: Yes
  • Waterfront features: Canal Front

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$308$3,696
Property Taxes $236$2,832
Electricity $197$2,366
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 33140$10,432
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33140$1,337
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$350,000
2025-08-20Listing removed$380,000
2025-02-25Listed for sale$380,000
2024-01-29Listing removed--
2024-01-16Price change$2,000
2023-11-22Price change$2,400
2023-10-09Price change$2,600
2023-09-06Listed for rent$2,800
2023-07-14Sold$325,000
2023-07-12Pending sale$350,000
2023-07-05Listing removed--
2023-06-19Listed for sale$350,000
2023-05-26Price change$2,400
2023-01-04Listed for rent$2,500

For Sale by Agent

AgentNicolas Lopez Segura
BrokerageCap Realty, LC

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