See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

169 Cardinal Dr, Gouldsboro, PA, 18424

3beds
2baths
2,975sqft
$534,900
$180price/sqft
$3,890/moest. monthly cost
$155,600/yrincome needed

About This Home

Tucked within the Big Bass Lake community on a quiet, oversized 1.1-acre lot, this home offers the perfect balance of seclusion and convenience. Offering five bedrooms and two bathrooms, this home is currently approved for three bedrooms under the existing septic system, with the option to upgrade for full five-bedroom capacity. It offers 2,309 sq ft of interior living space plus 1,322 sq ft of exterior space including the garage, deck, and balconies. The backyard feels like a private resort! Featuring a five person hot tub, a firepit surrounded by Adirondack chairs, and multiple refinished decks and balconies that make entertaining or unwinding effortless. With plenty of space and privacy, it's the perfect spot to relax, recharge, and enjoy the peaceful surroundings. Inside, enjoy a spacious game room with unique architectural lines, a cozy mini bar, panoramic windows, and a pool table that makes it the perfect entertainment space. The fully finished basement offers additional living area, while the kitchen provides ample cabinet space ideal for hosting family gatherings. The home is being offered fully furnished and turnkey, including all appliances and features a brand-new HVAC mini-split system. Beautifully maintained and thoughtfully appointed, this home offers the flexibility to serve as a full-time residence or a seasonal getaway. Big Bass Lake is a Gold Star private community known for its pristine lakes, scenic trails, and year-round recreation. Members of the community can access exclusive amenities: lakefront beaches, boat rentals, fishing, outdoor and indoor pools, kids' splash pad, sport courts, restaurant, sledding hills, and more. Enjoy peaceful surroundings while being just a few minutes from everything you need. Due to the winter months, some of the outdoor furniture has been put in storage. The Property is being sold in as-is condition, with no warranties expressed or implied. Inspections are for informational purposes only.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
North Pocono High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Washer,Dryer

Basement

  • Basement: Heated

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Dry Bar
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 2,375
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Ductless,Electric

Interior Area

  • Total structure area: 3
  • Total interior livable area: 2,975 sqft

Property

Details

  • Parcel number: 233010800005
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: Arcade game,egg chair on front porch,security camera(s) and customized glassware.

Features

  • Stories: 3
  • Patio & porch: Patio,Front Porch,Rear Porch,Covered
  • Exterior features: Gas Grill,Outdoor Grill,Garden,Lighting,Private Entrance,Storage

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$236$2,832
Property Taxes $624$7,488
Electricity $326$3,916
Total$3,890$46,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,371/yr
40% on housing$116,700/yr
45% on housing$103,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 18424$128
Lackawanna County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 18424$170
Lackawanna County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$534,900
2025-10-15Listed for sale$558,000
2025-10-14Listing removed$557,000
2025-06-20Price change$557,000
2025-04-15Listed for sale$559,000
2022-02-17Sold$337,500
2022-01-09Pending sale$340,000
2021-12-14Price change$340,000
2021-09-29Price change$360,000
2021-09-08Price change$369,900
2021-07-29Price change$379,900
2021-04-26Listed for sale$350,000

For Sale by Agent

AgentVincent A Fracassi
BrokerageKeller Williams Empower

Similar Homes