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74 N Main St #0, Lambertville, NJ, 08530

--beds
5baths
5,236sqft
$1,960,000
$374price/sqft
$14,476/moest. monthly cost
$579,040/yrincome needed

About This Home

An exceptional investment opportunity in the heart of downtown Lambertville, featuring the highly popular Chive Caf anchoring the ground floor and four income-producing residential units above. This well-positioned mixed-use property offers immediate cash flow and parking in one of Hunterdon County's most sought-after markets. Each apartment is filled with natural light and thoughtfully laid out to maximize comfort and rental appeal, attracting long-term tenants and consistent demand. The strong commercial presence below enhances overall stability, while the residential units provide diversified income streams. Located just steps from Lambertville's renowned dining, shopping, arts, and riverfront attractions, this property benefits from constant foot traffic and enduring tenant interest. Its proximity to New Hope and easy access to major commuter routes further strengthen its long-term value. Whether you are expanding an existing portfolio or seeking a high-performing asset in a prime downtown setting, this property delivers a rare combination of location, income potential, and long-term upside.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick/Block

Type & Style

  • Home type: Apartment
  • Property subType: Apartment

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 5

Features

  • Door features: Max Door Height: 0

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 5,236
  • Total interior livable area: 5,236 sqft

Property

Details

  • Parcel number: 1917010810000000010000
  • Attached to another structure: Yes
  • Zoning description: CBD
  • Other equipment: See Remarks

Features

  • Stories: 3

Lot

  • Lot size: 2,613 sqft
  • Features: Corner
  • Lot size dimensions: 29 x 88

Parking

  • Parking features: On-Street Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,910$118,920
Home Insurance *$657$7,884
Property Taxes $3,332$39,984
Electricity $577$6,926
Total$14,476$173,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$496,320/yr
40% on housing$434,280/yr
45% on housing$386,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 08530$323
Hunterdon County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 08530$290
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Price change$1,960,000
2026-02-25Price change$1,565,000
2026-02-13Listed for sale$1,425,000

For Sale by Agent

AgentRevi Haviv
BrokerageCompass New Jersey Llc

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