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8908-8912 E Main Ave, Spokane, WA, 99212

4beds
2baths
1,200sqft
$349,000
$291price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Turnkey income-producing duplex with strong rental performance. Highlights include a large fenced yard, covered parking via carports, updated exterior paint (2021), and one updated unit (2021). A solid addition to any investment portfolio with immediate income potential and reduced deferred maintenance. One long term tenant in place, with the other unit on a month-to-month. Roof replaced in July 2026.

Getting Around

57
WalkingSomewhat Walkable
36
TransitSome Transit
55
BikeBikeable

Schools

8/10
Ness Elementary SchoolGrades 1-50.7 mi
3/10
Centennial Middle SchoolGrades 6-80.9 mi
5/10
West Valley High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1943

Materials

  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating

  • Heating features: Electric,Baseboard,Ductless

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 45184.1943

Features

  • Levels: One
  • Fencing: Fenced Yard,Cross Fenced

Lot

  • Lot size: 10,845 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$105$1,260
Property Taxes $226$2,712
Electricity $149$1,793
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 99212$178
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99212$208
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$349,000
2026-07-11Listing removed$349,000
2026-06-29Pending sale$349,000
2021-07-06Sold$234,500

For Sale by Agent

AgentHolly McDowell
BrokerageeXp Realty, LLC

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