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300-3B Mason Ave, Cape Charles, VA, 23310

1beds
1baths
760sqft
$333,850
$439price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

Sellers are ready for the next chapter and willing to work with qualified buyers! MOTIVATED and WELCOMES OFFERS! Enjoy breathtaking sunsets and sweeping views of the Cape Charles marina and the Chesapeake Bay from your private balcony in this charming third floor studio. Located on the top floor with no units above, you'll appreciate the added peace and quiet. Accessible by both elevator and stairwell, this bright and airy unit features beautifully refinished hardwood floors, a tiled shower, and a convenient laundry room with a stackable washer and dryer. Two dedicated parking spaces are included for added ease and convenience. Situated in the heart of town, you're just steps away from the Cape Charles public beach, boutique shops, restaurants, ice cream parlors, a local distillery and brewery, and summer concerts in the park. Sellers are offering a custom six seater golf cart to buyers that bring a reasonable offer!! This unit is ideal as a personal getaway, or year round coastal living!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
4/10
Northampton MiddleGrades 7-87.9 mi
3/10
Northampton High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: 5-15 yrs +/-
  • Year built: 2016

Materials

  • Foundation: Other
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Range Hood,Washer,Dryer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Bar

Features

  • Elevator
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 760
  • Total interior livable area: 760 sqft

Property

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Patio & porch: Porch
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size dimensions: Condo

Parking

  • Parking features: No Garage,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Coastal Flooding
Cold Wave
Drought
Hail
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$185$2,220
Property Taxes $183$2,196
Electricity $202$2,433
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 23310$300
Northampton County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 23310
Northampton County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$343,850
2025-07-21Listed for sale$348,850
2024-08-05Listing removed$275,000
2021-09-14Pending sale$275,000
2021-07-17Contingent$275,000
2021-06-06Price change$275,000
2021-04-19Listed for sale$285,000

For Sale by Agent

AgentErika Schadt
BrokerageCoastal Shore Real Estate - Cape Charles

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