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120161 S 4201st Rd, Eufaula, OK, 74432

5beds
5baths
2,812sqft
$615,000
$219price/sqft
$4,337/moest. monthly cost
$173,480/yrincome needed

About This Home

ONE OF A KIND PANORAMIC VIEWS OF LAKE EUFAULA WITH BOAT DOCK! Welcome to the gated community of Stone Ridge Estates, where this one-of-a-kind custom home sits on 1.22 acres capturing some of the most spectacular views of Lake Eufaula you’ll ever see. From the moment you walk through the door, walls of windows frame sweeping, year-round panoramas that will take your breath away. Whether it’s a golden sunset over the water, a crisp autumn morning, or a sparkling summer day, every glance outside feels like a picture-perfect postcard. This beautiful home is designed for both comfort and entertaining, with 5 bedrooms, 4.5 baths, and thoughtful spaces for gathering. The main level (2nd story) showcases an open-concept living room and kitchen with soaring ceilings, a cozy fireplace, and access to the screened-in porch where you can soak in the views in every season. The owner’s suite features its own fireplace—ideal for unwinding on cool evenings while still enjoying the lake just beyond your window. Downstairs, the fun continues with a spacious second living area (which could serve as another bedroom), plus a bunk room with a grand total of 5 built in beds to host friends and family with ease. With two fireplaces, and expansive decks this home blends lakefront luxury with everyday functionality. The gated community of Stone Ridge Estates comes with well maintained roads and common areas. Included in this property is your own personal boat slip in community boat dock with Hydrohoist boat lift. There’s truly something for everyone here—relaxation, recreation, and endless views that will leave you in awe. Don’t miss this chance to make Lake Eufaula your backyard—call today to schedule your private showing! 24 Hour notice to show due to getting a new roof and new exterior paint

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Eufaula Elementary SchoolGrades PK-54.1 mi
8/10
Eufaula Middle SchoolGrades 6-84.1 mi
7/10
Eufaula High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Basement,Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick Veneer,HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Double Oven,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Trash Compactor,Water Heater,Plumbed For Ice Maker

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Central Vacuum,Granite Counters,High Ceilings,High Speed Internet,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Programmable Thermostat
  • Window features: Vinyl,Insulated Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas,Heat Pump,Multiple Heating Units
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 2,812
  • Total interior livable area: 2,812 sqft

Property

Details

  • Parcel number: 069600000112000000

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Enclosed,Patio,Porch
  • Exterior features: Concrete Driveway,Lighting,Other,Rain Gutters,Satellite Dish
  • Fencing: None
  • Has view: Yes
  • View description: Seasonal View
  • Waterfront features: Boat Dock/Slip,Lake,River Access,Water Access
  • Waterbody name: Eufaula Lake
  • Living area range: 2750-3000 SqFt

Lot

  • Lot size: 1.22 Acres
  • Features: Mature Trees,Other,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters in McIntosh County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance $722$8,664
Property Taxes $297$3,564
Electricity $209$2,510
Total$4,337$52,044

Income You'd Need if You Spent...

35% on housing$148,697/yr
40% on housing$130,110/yr
45% on housing$115,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 74432$240
McIntosh County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 74432
McIntosh County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$615,000
2026-04-11Price change$629,000
2026-04-01Listed for sale$649,000
2026-03-31Listing removed$665,000
2026-03-13Price change$665,000
2026-02-16Price change$685,000
2025-12-22Price change$699,000
2025-11-23Pending sale$649,000
2025-11-18Price change$649,000
2025-10-11Price change$699,000
2025-09-23Listed for sale$749,000
2025-09-22Listing removed$749,000
2025-03-26Listed for sale$749,000
2025-03-26Listing removed$749,000
2025-03-15Price change$749,000
2024-10-08Listed for sale$799,000
2024-09-09Listing removed$875,000
2024-06-30Price change$875,000
2024-03-30Listed for sale$899,000
2016-09-16Sold$597,000

For Sale by Agent

AgentWally Kerr
BrokerageYHSGR - Kerr Team

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