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986 N Independence Ave, Provo, UT, 84604

2beds
2baths
1,070sqft
$310,000
$290price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

**Open to seller finance at 20% down and for Buyer to take-over payments** Well-maintained mid-row townhome in the desirable Park Ridge community of Provo. The main living area is filled with natural light from a charming bay window, creating an inviting and open feel. The kitchen features a built-in dishwasher, ample cabinetry, and a pass-through window with a breakfast bar for additional seating. Upstairs, you'll find two comfortable bedrooms and a full bathroom, along with a convenient half bath on the main level. Recent updates include a new roof (2025), new fence (2025), new water heater (2024), and freshly repainted bay windows (2024). Additional storage is available with attic access and a crawl space. Enjoy the private fenced patio area complete with a storage shed. HOA provided amenities include a pool, gym room, and a clubhouse. Conveniently located less than 5 minutes from I-15 and within a 10-minute drive to both BYU and UVU, with nearby shopping, dining, and recreation. Measurements provided as a courtesy only, buyer to verify all info.

Getting Around

23
WalkingCar-Dependent
23
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

7/10
Westridge SchoolGrades K-60.5 mi
3/10
Dixon Middle SchoolGrades 7-81.2 mi
4/10
Provo High SchoolGrades 7-121.3 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Built-In Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1

Features

  • Window features: Blinds,Bay Window(s)
  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,070

Heating & Cooling

  • Heating features: Forced Air,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,070
  • Total interior livable area: 1,070 sqft

Property

Details

  • Parcel number: 493620046
  • Zoning: R
  • Zoning description: Single-Family
  • Exclusions: Dryer,Refrigerator,Washer

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,Indoor,Pool/Spa Combo,Association
  • Patio & porch: Patio,Open Patio
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 3
  • Parking features: Covered,Open
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Heat Wave
Winter Weather

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance $75$900
Property Taxes $111$1,332
Electricity $169$2,039
Total$1,922$23,064

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 84604$350
Utah County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 84604$233
Utah County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$320,000
2026-04-08Price change$324,900
2026-04-01Price change$325,000
2026-03-18Listed for sale$330,000
2022-02-17Listing removed--
2022-01-23Pending sale$299,900
2022-01-20Listed for sale$299,900

For Sale by Agent

AgentMcKelle Beck
BrokerageKW WESTFIELD

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