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113 Islander Dr #113, Saint Augustine, FL, 32080

2beds
3baths
1,295sqft
$345,000
$266price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

Location, Location, Location! Welcome to island living at its finest in the heart of St. Augustine Beach! This highly sought-after corner-unit townhome offers 2 bedrooms, 2.5 bathrooms, a private one-car garage, and a side yard, providing extra privacy and oversize rear private patio outdoor space that’s hard to find. Step inside to an inviting open-concept floor plan filled with abundant natural light. The first floor features all tile flooring, a spacious living area, a well-appointed kitchen with a large pantry, a convenient half bath, and seamless access to the rear patio—perfect for entertaining or relaxing outdoors. Upstairs, you’ll find LVP plank flooring throughout, along with a versatile loft that’s ideal for a home office, media room, or additional living space, and two generously sized bedrooms, each served by its own full bathroom. Enjoy multiple outdoor spaces designed for coastal living, including a welcoming front porch, private back patio, and a second-floor balcony where you can unwind while enjoying the refreshing salty breeze. Located within a gated, low-maintenance community just 1.5 miles from the beach, this home offers the perfect blend of convenience and relaxation. The HOA maintains the exterior of the building allowing you to spend more time enjoying everything this incredible location has to offer. Parking is a breeze with an oversized paver driveway accommodating two vehicles, plus an attached one-car garage. This home also features appliances and HVAC that are less than three years old, along with over $10,000 in upgrades completed by the seller. Take advantage of the community pool, ride your bike to the beach, explore nearby Anastasia State Park, catch concerts at the St. Augustine Amphitheatre, or spend the day exploring the charming shops, restaurants, and history of St. Augustine.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

10/10
7/10
Sebastian Middle SchoolGrades 6-84.8 mi
6/10
St. Augustine High SchoolGrades 8-125.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Concrete Fiber Board

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedroom2

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 110

Features

  • Ceiling Fan(s),Chandelier
  • Flooring: Tile,Other-See Remarks

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,295
  • Total interior livable area: 1,295 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 143

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Level: Second
  • Area: 121

Office

  • Area: 208

Property

Details

  • Parcel number: 1619780110
  • Zoning: CM-1

Features

  • Levels: 2 Story,Split
  • Stories: 2
  • Entry location: Ground Level
  • Patio & porch: Patio,Porch,2nd Porch

Lot

  • Lot size: 2,613 sqft
  • Features: Paved,Less than 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage,Guest,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$271$3,252
Property Taxes $215$2,580
Electricity $197$2,366
Total$2,427$29,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$344
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$342,000
2026-07-14Listed for sale$345,000
2021-04-16Listing removed--
2021-04-14Listed for rent$1,900

For Sale by Agent

AgentTanya Liebal
BrokerageCentury 21 St Augustine Properties

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