265 Sande Ridge Ln, Mount Sterling, KY, 40353
About This Home
Welcome to 265 Sande Ridge Ln... could this be your new address? This like-new home, built in 2024, offers all the modern features today's buyers are looking for. Boasting 3 bedrooms and 2 baths, the open-concept layout seamlessly connects the living, kitchen, and dining areas—perfect for both everyday living and entertaining. The kitchen shines with granite countertops, stylish finishes, and a gorgeous coffee/wine bar that adds the perfect touch of charm and functionality. The spacious primary suite is a true retreat, featuring a walk-in closet, double vanity, walk-in tile shower, and a relaxing soaking tub. Durable LVP flooring runs throughout the home, offering both style and easy maintenance. Step outside to enjoy the beautifully landscaped 0.89-acre lot, complete with a covered front porch and rear deck—ideal for morning coffee or evening relaxation. Conveniently located and move-in ready, this home truly has it all and is ready to welcome its new owners today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,752
Foyer
- Level: First
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,752
- Total interior livable area: 1,752 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0161000006.00
Features
- Levels: One
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.89 Acres
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,072 | $24,864 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $256 | $3,072 |
| Electricity | $154 | $1,850 |
| Total | $2,713 | $32,556 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $409,900 |
| 2026-06-27 | Listed for sale | $419,900 |
| 2025-04-18 | Sold | $389,900 |
| 2025-03-13 | Contingent | $389,900 |
| 2025-03-10 | Listed for sale | $389,900 |
| 2024-08-02 | Sold | $36,000 |
| 2024-07-25 | Pending sale | $38,000 |
| 2024-04-11 | Price change | $38,000 |
| 2024-02-25 | Listed for sale | $44,900 |
| 2021-06-11 | Listing removed | -- |
| 2021-04-13 | Listed for sale | $38,000 |
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