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840 Randolph Ave, Saint Paul, MN, 55102

4beds
3baths
1,688sqft
$375,000
$222price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Beautifully cared for 1909 duplex in the heart of sought-after West 7th! An ideal owner-occupant opportunity, the spacious main residence offers 3 bedrooms, gracious living and dining rooms, 2 baths, laundry, and excellent basement storage and workspace. Upstairs, a charming 1-bedroom apartment creates flexible income potential as a traditional rental, furnished rental for traveling professionals, or short-term rental/Airbnb. Pride of ownership shines with a newer roof and mechanicals, separate furnaces and electrical panels, newer flooring, updated bath and appliances, and gorgeous original woodwork and built-in buffet. A 16-panel solar array significantly reduces energy costs, while the garage, built within the last 5 years, features a 240V outlet. Enjoy West 7th’s legendary food and drink scene, historic charm, and Mississippi River setting. An easy walk to Mucci’s Italian, A-Side Public House, Bay Street Burger Dive and Palace Park. A rare combination of character, thoughtful updates, energy savings and income potential!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

4/10
Highland Middle SchoolGrades 6-81.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Finished area below ground: 50
  • Finished area above ground: 1,638

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,546
  • Total interior livable area: 1,688 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 112823420023
  • Zoning description: Residential-Multi-Family
  • Foundation area: 960

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Rear Porch
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 5,967 sqft
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 40 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$338$4,056
Property Taxes $530$6,360
Electricity $170$2,050
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$165
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$365,000
2026-07-30Listed for sale$375,000
2004-07-01Sold$204,000

For Sale by Agent

AgentJessie C. McClary, GRI
BrokerageEdina Realty, Inc.

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