See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1103-15 Lois St, Kerrville, TX, 78028

3beds
2baths
4,929sqft
$1,197,000
$243price/sqft
$8,268/moest. monthly cost
$330,720/yrincome needed

About This Home

A HOME TO LIVE IN &/or INVESTMENT INCOME! Opportunity to purchase 3 newer construction luxury Single Family houses in Central Kerrville all currently leased - Modern Design - Each home features 3 Bedrooms / 2 Bathrooms - Pet Friendly Fenced Yards w/ Covered Patio (even room to add a pool) - Open Concept w/ huge Great Room / Kitchen / Dining area - High End Finishes throughout w/ Custom Tile / Quartz Countertops / Stainless Appliances - Polished Concrete Floors - Full Size W/D area - Highly Energy Efficient - Heat Pumps w/Fresh Air Filters - Standing Seam Metal Roof - Stucco & LP SmartSide Exteriors. Each house is +/- 1,600 sf under HVAC & 2100+ sf total including oversized 2 Car Garages. Listing agent is a licensed Texas real estate agent & also the builder & member of LLC which owns properties. DO NOT DISTURB TENANTS.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
5/10
Peterson Middle SchoolGrades 6-83.4 mi
5/10
Tivy High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Electric Water Heater
  • Laundry features: Area,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Walk-In Closet(s),Master Downstairs
  • Window features: Double Pane Windows
  • Flooring: Concrete
  • Fireplace features: None
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,929
  • Total interior livable area: 4,929 sqft

Property

Details

  • Zoning: R2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck/Patio,Covered
  • Exterior features: Xeriscaped
  • Fencing: Fenced,Privacy
  • Waterfront features: None

Lot

  • Lot size: 0.60 Acres
  • Features: Level,City Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,052$72,624
Home Insurance *$788$9,456
Property Taxes $887$10,644
Electricity $541$6,494
Total$8,268$99,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,474/yr
40% on housing$248,040/yr
45% on housing$220,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$297
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-16Listed for sale$1,197,000
2021-05-03Listing removed--
2021-04-09Listed for sale$975,000

For Sale by Agent

AgentChristopher Chedzoy
BrokerageBrinkman Preferred Properties

Similar Homes