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1442 Nichols Rd #F207, Osage Beach, MO, 65065

1beds
1baths
420sqft
$155,000
$369price/sqft
$1,071/moest. monthly cost
$42,840/yrincome needed

About This Home

Don’t miss this well-maintained walk-in level 1 bedroom, 1 bathroom condo at Heron Bay Condominiums, ideally located at the 21MM of Lake of the Ozarks. This prime location offers convenient access to many of the lake’s most popular attractions by both land and water, making it perfect for relaxation and recreation. This turn-key unit includes a 10x24 ft. boat slip, all furnishings, décor, and electronics, allowing you to start enjoying lake life immediately. The open layout flows seamlessly to a walkout deck that provides a great space for outdoor entertaining or unwinding after a day on the water. Heron Bay is a well-established complex featuring a community pool, boat ramp, boat trailer parking, tennis courts, and more. Whether you’re searching for a weekend retreat, a full-time getaway, or a strong rental investment opportunity, this condo checks all the boxes for easy, enjoyable lake living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
8/10
Camdenton Middle SchoolGrades 7-89.6 mi
6/10
Camdenton High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished,Cable TV,Window Treatments
  • Window features: Window Treatments
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Property

Details

  • Parcel number: 08201000000003027000
  • Exclusions: N/A

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Boat Ramp,Deck,Tennis Court(s)
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access,Lake Front,Seawall

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$88$1,056
Property Taxes $59$708
Electricity $141$1,693
Total$1,071$12,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,720/yr
40% on housing$32,130/yr
45% on housing$28,560/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$371
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$155,000
2026-05-26Listing removed$154,900
2026-03-03Price change$154,900
2026-02-02Listed for sale$159,900
2021-05-14Sold--
2021-04-07Contingent$135,000
2021-04-07Listed for sale$135,000

For Sale by Agent

AgentJASON WHITTLE
BrokerageRE/MAX Lake of the Ozarks

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