




685 Stewart Ave, Saint Paul, MN, 55102
About This Home
Experience the perfect blend of historic charm and modern peace of mind. This beautifully updated home features major mechanical upgrades, including a new furnace, central AC, and electrical system. Additional improvements include a newer roof, windows, plumbing, and renovated kitchen and baths. The main level offers an inviting flow with a spacious living room, formal dining area, and a bright, south-facing enclosed front porch. Upstairs, you’ll find versatile living space (note: the third bedroom is non-conforming, accessible via the second bedroom/office). Located in the vibrant West Seventh neighborhood, you are just steps away from transit, recreational trails, and the area’s best dining. Truly move-in ready! Garage access is via recorded easement to Tuscorora.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Upper
- Area: 154
- Dimensions: 14x11
Bedroom2
- Level: Upper
- Area: 90
- Dimensions: 10x9
Bedroom3
- Level: Upper
- Area: 176
- Dimensions: 16x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 120
- Dimensions: 12x10
Features
- Finished area below ground: 0
- Finished area above ground: 1,268
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,268
- Total interior livable area: 1,268 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 15x12
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 112823440050
- Zoning description: Residential-Single Family
- Foundation area: 750
Features
- Levels: One and One Half
- Stories: 1
- Fencing: Chain Link,Partial
Lot
- Lot size: 3,876 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 38 x 99
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $248 | $2,976 |
| Property Taxes | $360 | $4,320 |
| Electricity | $170 | $2,050 |
| Total | $2,168 | $26,016 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $274,900 |
| 2026-08-08 | Listing removed | $274,900 |
| 2026-07-17 | Listed for sale | $274,900 |
