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1203/1205 W Center Street, Chetek, WI, 54728

4beds
2baths
1,064sqft
$399,000
$375price/sqft
$2,835/moest. monthly cost
$113,400/yrincome needed

About This Home

A rare investment opportunity! Don't miss your chance to own this 2 bedroom, 1 bath, well maintained, full duplex with both sides included in this sale. Whether you're looking to expand your investment portfolio, live in one unit while generating income from the other, or rent both units for maximum cash flow, this property offers outstanding flexibility. Featuring a great floor plan, a spacious yard, and a great location, it's an attractive option for both investors and future owner-occupants. Both units are currently rented, providing immediate rental income. Opportunities to purchase an entire duplex like this are hard to find. **Updates: New Furnace in 1203 Aprox. 2021 and New Roof aprox. 2020 Please allow 24 hour showing notice there are renters currently in each unit.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: None / Slab,Concrete

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 209

Master Bedroom

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 211137558000
  • Exclusions: Excluded:dishwasher,Excluded:dryer,Excluded:tenants Personal,Excluded:washer

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Living area range: 1001-1250

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$242$2,904
Property Taxes $405$4,860
Electricity $171$2,054
Total$2,835$34,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,200/yr
40% on housing$85,050/yr
45% on housing$75,600/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 54728$188
Barron County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 54728
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$399,000
2026-07-06Listed for sale$424,900

For Sale by Agent

AgentRichelle Seibel
BrokerageAdventure North Realty LLC

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