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5318 State Highway 1304, Hinkle, KY, 40953

3beds
2baths
1,868sqft
$295,000
$158price/sqft
$2,155/moest. monthly cost
$86,200/yrincome needed

About This Home

This charming home offers an impressive blend of comfort, function, and outdoor beauty. The spacious kitchen is a true highlight, featuring a large island, gas range, LG appliances, garbage disposal, abundant cabinetry, and plenty of space for a formal dining table—perfect for everyday living and entertaining. All three bedrooms are generously sized, including a lovely primary suite with its own private bathroom. The home is well insulated and includes a wood-burning fireplace that can easily be converted to gas, along with a tankless water heater and low-cost utilities. Set on 5 wooded acres, the property provides peaceful outdoor living with beautiful landscaping and a convenient wrap-around driveway—ideal for additional parking and hosting guests. Front-load washer and dryer on pedestals are included for added convenience. Move-in ready and thoughtfully maintained, this home has so much to offer both inside and out.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Girdler Elementary SchoolGrades PK-60.6 mi
7/10
--
Knox Appalachian SchoolGrades 5-125.0 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Eat-in Kitchen,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,868

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,868
  • Total interior livable area: 1,868 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 1202000042.00

Features

  • Levels: One
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 5.08 Acres
  • Features: Landscaped,Many Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$282$3,384
Property Taxes $228$2,736
Electricity $154$1,850
Total$2,155$25,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,885/yr
40% on housing$64,650/yr
45% on housing$57,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 40953$125
Knox County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 40953$172
Knox County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$299,000
2025-12-03Listed for sale$300,000
2024-03-22Listing removed--
2024-01-19Pending sale$299,900
2023-09-13Listed for sale$299,900
2021-09-07Sold$183,900
2021-08-01Pending sale$189,900
2021-07-17Contingent$189,900
2021-06-16Price change$189,900
2021-06-08Price change$191,900
2021-05-19Price change$193,900
2021-03-24Listed for sale$199,900

For Sale by Agent

AgentRobert Petro
BrokerageRE/MAX On Main, Inc

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