




1370 20th Ave, San Francisco, CA, 94122
About This Home
Rarely available, light-filled income property in prime Central Sunset! Conveniently located near transportation, shopping, dining, and Golden Gate Park. The middle and upper units each offer 2BR plus oversized sunroom, 2.5 updated baths, each unit offers 1 master bedroom, in-unit washer and dryer, updated kitchens, formal dining rooms, fireplaces, and double-pane windows throughout. Behind the side-by-side garage is a permitted vacant 2 bedrooms 1 family room, which can be a potential ADU. This building is providing flexible owner-user or income potential. Strong in-place rental income with upper unit at $3,900/month and middle unit at $4,200/month. Excellent opportunity for investors or owner-occupants seeking prime location, strong income, and long-term upside.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1927
Materials
- Foundation: Concrete
- Construction materials: Concrete,Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,Washer/Dryer
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 6
- Full bathrooms: 4
- Partial bathrooms: 2
Features
- Formal Entry
- Window features: Double Pane Windows
- Flooring: Tile,Wood
- Fireplace: Yes
Heating
- Heating features: Central,Fireplace Insert
Interior Area
- Total structure area: 3,486
- Total interior livable area: 3,486 sqft
Property
Details
- Parcel number: 1774029
- Special condition: Standard
Features
- Levels: Three Or More
- Has view: Yes
- View description: City
- Topography of land: Level
Lot
- Lot size: 2,996 sqft
- Features: Garden
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,102 | $121,224 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $1,198 | $14,376 |
| Electricity | $747 | $8,970 |
| Total | $12,272 | $147,264 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $1,998,000 |
| 2026-06-03 | Listed for sale | $1,998,000 |
| 2021-08-16 | Listing removed | -- |
| 2021-08-10 | Price change | $2,050 |
| 2021-07-31 | Listed for rent | $2,200 |
| 2021-04-08 | Listing removed | -- |
| 2021-03-28 | Listed for rent | $1,999 |
